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812 N Monroe St, Baltimore, MD, 21217

4beds
3baths
0sqft
$152,000
--price/sqft
$1,474/moest. monthly cost
$58,960/yrincome needed

About This Home

Come see this large(Estimated 1700 SF) light filled home close to a major Municipal construction project. The Tall ceilings perfectly accent the gleaming hardwood floors throughout. Enjoy the fenced in backyard during Spring/Summer or relax in the large finished lower level during the Fall/Winter. The modern kitchen with its stainless steel appliances, the 4 bedrooms with 3 full baths makes this a great Home to buy.Groundrent unknown seller will not redeem.

Getting Around

85
WalkingVery Walkable
81
TransitExcellent Transit
59
BikeBikeable

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,770

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0316050083 072
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $768$9,216
Home Insurance *$127$1,524
Property Taxes $298$3,576
Electricity $281$3,374
Total$1,474$17,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,537/yr
40% on housing$44,220/yr
45% on housing$39,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21217$86
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21217$1,279
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$162,000
2024-07-26Sold$12,000
2024-01-18Sold$12,000
2019-02-06Listing removed$9,900
2018-11-28Pending sale$9,900
2018-11-07Listed for sale$9,900

For Sale by Agent

AgentDarrick Laury
BrokerageCentury 21 Downtown

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