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3020 Harlem Ave, Baltimore, MD, 21216

2beds
1baths
1,152sqft
$10,000
$9price/sqft
$355/moest. monthly cost
$14,200/yrincome needed

About This Home

ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins 9/10/2026, 10:00 AM. Bidding ends 9/14/2026, 12:30 PM. The list price is the suggested opening bid. Deposit: $5,000. This auction takes place on the Ashland Auction Group Website Bidding Platform. 2 Story Townhouse located in the Mosher area. In close proximity to Carroll Park Golf Course and Gwynn Falls Park. Easy access to major traffic artery Franklin-Mulberry Expressway.

Getting Around

81
WalkingVery Walkable
67
TransitGood Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Basement

  • Area: 576

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,152 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0316212475E028
  • Zoning: R-6
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 15-4 x 90

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50$600
Home Insurance *$5$60
Property Taxes $19$228
Electricity $281$3,374
Total$355$4,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,171/yr
40% on housing$10,650/yr
45% on housing$9,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$9This listing

vs Other Active Listings

Avg $/sqft

ZIP 21216$74
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21216$110
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentAdam Shpritz
BrokerageAshland Auction Group LLC

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