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531 S Smallwood St, Baltimore, MD, 21223

0beds
0baths
0sqft
$10,000
--price/sqft
$360/moest. monthly cost
$14,400/yrincome needed

About This Home

ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins Bidding begins 8/26/2026, 10:00 AM. Bidding ends 8/28/2026, 12:40 PM . The list price is the suggested opening bid. Deposit: $5,000. Two-story brick rowhome located in the Carrollton Ridge neighborhood of Southwest Baltimore. The property is situated near Carroll Park, Grace Medical Center, Mount Clare Junction Shopping Center, and numerous local dining and retail destinations. Convenient access to major transportation routes including Wilkens Avenue, Washington Boulevard, I-95, and Downtown Baltimore. Property is a shell and in need of major renovations.

Getting Around

82
WalkingVery Walkable
67
TransitGood Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0320110697 004
  • Zoning: R-8
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 12 x 69-3

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50$600
Home Insurance *$18$216
Property Taxes $11$132
Electricity $281$3,374
Total$360$4,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,342/yr
40% on housing$10,800/yr
45% on housing$9,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21223$59
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21223$55
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
1993-03-02Sold$8,449

Unknown Listed By

AgentAdam Shpritz
BrokerageAshland Auction Group LLC

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