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2123 W Lexington St, Baltimore, MD, 21223

2beds
1baths
1,000sqft
$40,000
$40price/sqft
$636/moest. monthly cost
$25,440/yrincome needed

About This Home

Nestled in the Penrose neighborhood, this 2-bedroom, 1-bathroom townhouse exudes warmth and character. Built in 1920, the home showcases classic Federal architectural style with a timeless brick façade. Step inside to discover a traditional floor plan with wood floors that flows from the living room to dining area. The upper-level features two well-appointed bedrooms and a full bathroom with a tub shower, providing comfort and functionality. The unfinished basement offers endless possibilities for customization, whether you envision a home gym, recreation room, or additional storage space. Home is located in a vibrant community with easy access to local dining, amenities, public transportation and market. Don't miss the opportunity to make this townhouse your own!

Getting Around

78
WalkingVery Walkable
78
TransitExcellent Transit
47
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Construction materials: Brick,Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry,Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Floor Plan - Traditional,Eat-in Kitchen,Dry Wall,Paneled Walls,Plaster Walls
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0320140175 012
  • Zoning: R-8
  • Special condition: Real Estate Owned

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Fencing: Cyclone,Back Yard

Lot

  • Lot size: 936 sqft
  • Lot size dimensions: 13 x 72

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$75$900
Property Taxes $78$936
Electricity $281$3,374
Total$636$7,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,805/yr
40% on housing$19,080/yr
45% on housing$16,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 21223$58
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21223$55
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Sold$143,000
2023-07-28Sold$140,000
2003-08-11Sold$195,000

Unknown Listed By

AgentGina Gargeu
BrokerageCentury 21 Downtown

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