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240 N Monastery Ave, Baltimore, MD, 21229

3beds
2baths
1,320sqft
$239,000
$181price/sqft
$2,086/moest. monthly cost
$83,440/yrincome needed

About This Home

Welcome to this fully renovated, move-in ready home! Featuring brand-new HVAC, new flooring throughout, updated electrical and modern lighting. Enjoy a beautifully renovated kitchen, 2 full bathrooms, and high ceilings that create a bright, open feel. The basement has been professionally waterproofed and includes a sump pump. Every detail has been updated—just move in and enjoy!

Getting Around

68
WalkingSomewhat Walkable
63
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

1/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 720

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 1,320 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0320172281 021
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.01 sqft
  • Lot size dimensions: 15/20

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$104$1,248
Property Taxes $493$5,916
Electricity $281$3,374
Total$2,086$25,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,520/yr
40% on housing$62,580/yr
45% on housing$55,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 21229$93
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21229$197
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$239,000
2023-08-14Sold$50,000
2023-07-26Pending sale$60,000
2023-07-20Price change$60,000
2023-07-07Listed for sale$75,000

For Sale by Agent

AgentMary Win
BrokerageReal Broker, LLC - Annapolis

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