39 S Morley St, Baltimore, MD, 21229
About This Home
ONLINE AUCTION: Bidding begins 8/19/2026 @ 10:00 AM. Bidding ends 8/21/2026 @ 12:10 PM. List Price is Suggested Opening Bid. Deposit: $5,000. This two-story townhouse is located in the Saint Josephs neighborhood by Baltimore City. Residents can enjoy the nearby attractions such as the Lower Gwynns Falls Park. The property is vacant. Conveniently located near major commuter routes including Edmondson Avenue, Security Boulevard, and I-70, offering easy access to surrounding Baltimore communities, shopping, dining, and employment centers. See below for more information.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,176
Heating
- Heating features: None
Interior Area
- Total structure area: 1,176
Property
Details
- Parcel number: 20019.0002243C039D.000
- Lease amount: 0
- Special condition: Auction
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $176 | $2,112 |
| Home Insurance * | $15 | $180 |
| Property Taxes | $39 | $468 |
| Electricity | $281 | $3,374 |
| Total | $511 | $6,132 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2023-03-20 | Listing removed | -- |
| 2023-03-10 | Price change | $95,000 |
| 2023-01-10 | Price change | $99,000 |
| 2022-10-25 | Price change | $99,900 |
| 2022-09-23 | Listed for sale | $114,900 |
| 1993-03-09 | Sold | $38,000 |
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