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48 N Ellamont St, Baltimore, MD, 21229

2beds
2baths
972sqft
$99,900
$103price/sqft
$1,023/moest. monthly cost
$40,920/yrincome needed

About This Home

Welcome to this charming, well-maintained brick rowhome offering timeless curb appeal and spacious, flexible living. A covered front porch with stone accents and lush greenery sets the tone, inviting you into a sun-filled living room with rich wood flooring, central air, and a seamless flow into the dining area—perfect for everyday living and entertaining. The kitchen offers ample cabinet storage, gas cooking, and direct access to the rear yard, creating an easy indoor-outdoor connection. Upstairs, you’ll find two comfortable bedrooms filled with natural light and a full bath, providing a functional and inviting layout. The finished lower level significantly expands your living space, offering a versatile area ideal for guests, recreation, or a home office—with the potential for a third bedroom. This level also includes a convenient half bath, laundry area, and additional storage, with mechanical systems easily accessible. Enjoy the fully fenced backyard, perfect for gardening, pets, or outdoor entertaining. Ideally located near shopping, dining, parks, and public transportation, this home blends classic Baltimore charm with modern convenience—making it a great fit for first-time buyers or investors seeking a move-in-ready opportunity.

Getting Around

68
WalkingSomewhat Walkable
63
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

1/10

Construction

Condition

  • Property condition: Good
  • Year built: 1927

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Other

  • Builder model: CONTRACT 8/25/03

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 552

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area,Floor Plan - Traditional,Open Floorplan
  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 972 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 0320202230F047
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Back Yard

Lot

  • Lot size: 1,095 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$43$516
Property Taxes $194$2,328
Electricity $281$3,374
Total$1,023$12,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,074/yr
40% on housing$30,690/yr
45% on housing$27,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 21229$94
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21229$197
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$119,900
2026-05-08Listing removed$129,900
2026-04-03Price change$129,900
2025-09-19Price change$130,000
2025-08-14Listed for sale$140,000
2003-12-10Sold$18,000
2003-02-14Sold$35,651

For Sale by Agent

AgentAngelo Cooper
BrokerageKeller Williams Legacy

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