532 N Payson St, Baltimore, MD, 21223
About This Home
Great opportunity for investors looking to add to their rental portfolio in Baltimore’s growing West Baltimore corridor. 532 N Payson St is positioned in an area with strong rental demand and ongoing neighborhood revitalization, making it ideal for a buy-and-hold strategy or value-add renovation. The property is conveniently located near Downtown Baltimore, Coppin State University, Mondawmin Mall, and major commuter routes including I-40 and I-83, providing easy access to employment centers, public transportation, shopping, and dining. The neighborhood has seen continued investor activity and redevelopment, creating long-term upside potential. Buyer responsible for both sides of transfer taxes • Property sold as-is, where-is
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Other
- Construction materials: Block,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: Other,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0320220118 054
- Zoning: R-8
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Other
Lot
- Lot size: 1,013 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $189 | $2,268 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $73 | $876 |
| Electricity | $281 | $3,374 |
| Total | $613 | $7,356 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $37,500 |
| 2026-03-17 | Price change | $44,500 |
| 2026-03-11 | Listed for sale | $50,000 |
| 2005-05-19 | Sold | $12,000 |
| 2002-02-05 | Sold | $48,000 |
| 2000-05-22 | Sold | $55,000 |
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