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1208 Bayard St, Baltimore, MD, 21230

2beds
1baths
828sqft
$85,000
$103price/sqft
$945/moest. monthly cost
$37,800/yrincome needed

About This Home

Investor Special. 2 Bedroom rowhouse that has the potential to become a showpiece for the right new Owner. This rowhouse has a living room, a separate dining area or den, and a kitchen that walks out to a fenced backyard. Upstairs has 2 bedrooms and 1 full bath. Basement is storage only. This property needs a lot of love, but with this low price, why not? Last red Brick building, This property partners (2) other properties that are also for sale. from Corner 1210 , 1212- multi propose building and of course 1208.

Getting Around

85
WalkingVery Walkable
68
TransitGood Transit
76
BikeVery Bikeable

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 828

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 828 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0321050777 015
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 840 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Earthquake
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$69$828
Property Taxes $166$1,992
Electricity $281$3,374
Total$945$11,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,400/yr
40% on housing$28,350/yr
45% on housing$25,200/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$145
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$100,000
2006-02-02Sold$92,597

For Sale by Agent

AgentDru Yokum
BrokerageColdwell Banker Realty

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