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714 Portland St, Baltimore, MD, 21230

5beds
2baths
1,450sqft
$240,000
$166price/sqft
$2,162/moest. monthly cost
$86,480/yrincome needed

About This Home

Investor Opportunity in Ridley’s Delight | High-End Renovation in Progress | Strong ARV Potential Located in the historic and rapidly evolving Ridley’s Delight neighborhood of Baltimore, this partially completed renovation presents a compelling opportunity for investors, builders, or savvy end-users looking to capitalize on strong after-repair value (ARV).This classic Baltimore rowhome blends historic character with thoughtfully curated modern upgrades already underway. Significant improvements have been completed, allowing the next owner to step in and bring the vision to completion.Interior features include newly installed Canadian birch hardwood flooring, updated electrical and plumbing systems, and a designer kitchen highlighted by solid plywood cabinetry (no MDF), marble-quartzite countertops, dual cooktop setup (gas + induction), Kraus deep sink, Bosch ultra-quiet dishwasher, and a BioBidet motion-sensor faucet. The bathroom build-out reflects a high-end aesthetic, featuring imported Turkish marble finishes (inspired by Ephesus), a 72” freestanding soaking tub, quartz-topped wood vanity, and premium fixtures throughout. Additional upgrades include sound-insulated laminated windows, electric fireplace feature, retractable blade ceiling fan, and a fully drywalled basement with dedicated mechanical space.With much of the heavy lifting already completed, this property offers a clear path to value creation—ideal for a fix-and-flip, long-term hold, or custom primary residence. Prime Location:Ridley’s Delight is one of Baltimore’s most historic districts, known for its brick rowhomes, proximity to downtown, Camden Yards, and growing redevelopment activity—making it an increasingly attractive target for both investors and homeowners.

Getting Around

92
WalkingWalker's Paradise
100
TransitRider's Paradise
86
BikeVery Bikeable

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dining Area
  • Finished area above ground: 1,450

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0322040674012
  • Zoning: R RESIDENTIAL
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$195$2,340
Property Taxes $473$5,676
Electricity $281$3,374
Total$2,162$25,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,125/yr
40% on housing$64,860/yr
45% on housing$57,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$145
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$240,000
2026-04-18Listed for sale$254,000
2024-12-07Listing removed$200,000
2024-12-03Listed for sale$200,000
2017-05-18Listing removed$268,307
2017-04-27Listed for sale--
2006-01-19Sold$280,000
2005-08-22Sold$231,000

For Sale by Agent

AgentMichael Kelczewski
BrokerageDMV Prime Properties

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