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926 S Hanover St, Baltimore, MD, 21230

4beds
3baths
2,100sqft
$410,000
$195price/sqft
$3,490/moest. monthly cost
$139,600/yrincome needed

About This Home

Welcome to this beautifully maintained three-level home in the heart of Federal Hill, offering four spacious bedrooms, two and a half bathrooms, and timeless Baltimore charm throughout. Filled with natural light, this home features hardwood floors, exposed brick, high ceilings, updated bathrooms, a new HVAC system, and a new water heater—combining classic Baltimore character with modern updates. Designed with both comfort and flexibility, the home's generous floor plan offers spacious bedrooms, abundant closet space—including a walk-in closet—and a private backyard perfect for relaxing, entertaining, or gardening. The thoughtfully designed layout features an expansive living room, a separate dining room, and a convenient half bath on the main level. The upper two floors each offer two bedrooms and a full bathroom, creating an ideal setup for guests, a home office, or shared living. Located on one of Federal Hill's quieter streets, this home offers the best of city living without the congestion of heavy foot or vehicle traffic. Enjoy an easy walk to downtown Baltimore, the University of Maryland Medical Center, Federal Hill Park, Cross Street Market, neighborhood restaurants, cafés, and shops. Commuters will appreciate quick access to I-95, I-295, and I-395, making travel throughout the region effortless. Whether you're searching for a primary residence or an investment opportunity in one of Baltimore's most sought-after neighborhoods, this exceptional home offers space, character, modern updates, and an unbeatable location.

Getting Around

98
WalkingWalker's Paradise
90
TransitRider's Paradise
87
BikeVery Bikeable

Schools

7/10
1/10
1/10

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bedroom1

  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Floor Plan - Traditional,Kitchen - Table Space,Bathroom - Tub Shower,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 12 X 28

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0323010916 014
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$333$3,996
Property Taxes $803$9,636
Electricity $281$3,374
Total$3,490$41,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,657/yr
40% on housing$104,700/yr
45% on housing$93,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$143
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$399,000
2026-08-05Price change$3,100
2026-07-31Listed for sale$410,000
2026-07-15Price change$3,200
2026-05-22Listed for rent$3,500
2023-06-12Listing removed--
2023-05-19Price change$3,550
2023-03-08Listed for rent$3,600
2023-02-24Sold$336,735
2023-01-26Pending sale$349,900
2022-12-03Listing removed--
2022-12-01Listed for sale$349,900
2022-11-03Listed for rent$2,800
2021-03-24Listing removed--
2020-07-06Listing removed$2,600
2020-06-24Price change$2,600
2020-06-11Listed for rent$2,800
2019-08-08Listing removed$2,500
2019-07-09Price change$2,500
2019-05-07Listed for rent$3,000
2017-04-06Listing removed$3,100
2017-03-21Listed for rent$3,100
2016-04-02Listing removed$2,700
2016-02-04Price change$2,700
2016-01-08Price change$2,800
2015-11-06Listed for rent$2,700
2013-03-29Sold$335,000
1998-12-09Sold$12,480

For Sale by Agent

AgentBrandon Stoneburg
BrokerageColdwell Banker Realty

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