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21 E West St, Baltimore, MD, 21230

3beds
--baths
2,170sqft
$450,000
$207price/sqft
$3,805/moest. monthly cost
$152,200/yrincome needed

About This Home

Unique investment opportunity in the heart of Federal Hill! This classic corner property features two residential units plus a detached garage, offering excellent income potential for investors or owner-occupants alike. The main-level unit offers 2 bedrooms, 1 full bath, access to a private courtyard, and an unfinished basement providing abundant storage. The upper-level unit features 1 bedroom and 1 full bath. The detached garage has been rented separately in the past, creating an additional income stream. Recent improvements include a new roof and professional basement waterproofing. The property boasts a strong rental history and will be delivered vacant, providing maximum flexibility for the next owner. Whether you're looking to add to your investment portfolio, live in one unit while renting the other, or explore future possibilities, this is a rare opportunity in one of Baltimore's most sought-after neighborhoods. Professional photos coming soon. Call for more details!

Getting Around

99
WalkingWalker's Paradise
85
TransitExcellent Transit
80
BikeVery Bikeable

Schools

7/10
1/10
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 870

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,040
  • Total interior livable area: 2,170 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0323050965 045
  • Zoning: R-8
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,433 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$365$4,380
Property Taxes $884$10,608
Electricity $281$3,374
Total$3,805$45,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,457/yr
40% on housing$114,150/yr
45% on housing$101,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$143
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$450,000
2024-12-08Listing removed--
2024-09-09Listed for sale$450,000
2022-03-17Listing removed--
2021-12-17Listed for sale$450,000
2021-04-05Listing removed--
2021-01-06Price change$450,000
2020-12-22Listed for sale$500,000
2016-09-10Sold$380,000
2005-09-29Sold$275,000
2001-12-27Sold$130,000

For Sale by Agent

AgentMichael Hofstetter
BrokerageCummings & Co. Realtors

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