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109 E West St, Baltimore, MD, 21230

3beds
4baths
1,833sqft
$329,000
$179price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

Welcome to Your Federal Hill Dream Home! Discover the perfect blend of historic charm and modern luxury in this beautifully preserved 1900 Colonial townhouse, nestled in Baltimore's most coveted Federal Hill District. This isn't just a home—it's your own piece of history, lovingly updated for today's lifestyle. Step Inside & Fall in Love From the moment you enter, you'll be captivated by the seamless fusion of original character and contemporary elegance. Gleaming hardwood floors flow throughout, while a chef's dream kitchen awaits with stainless steel appliances, gas cooking, and all the modern conveniences that make everyday life a pleasure. Say goodbye to laundromat trips—main floor laundry keeps everything effortlessly easy. Space to Live, Work & Play The fully finished basement transforms your living possibilities—create the home office you've always wanted, design your private fitness sanctuary, or craft the ultimate entertainment space. The choice is yours, and the space delivers. Your Urban Oasis Awaits Step outside to your private brick patio, where morning coffee tastes better and evening wine feels earned. It's your own serene escape tucked away in the heart of the city—the perfect spot to unwind after exploring everything Federal Hill has to offer. Location, Location, Location Live where history meets happening! You're steps from iconic restaurants, vibrant nightlife, charming shops, and that unbeatable Federal Hill community spirit. Low-maintenance living with maximum urban convenience—this 0.02-acre gem gives you all the perks without the yard work. More Than a House—It's Your Next Chapter Every thoughtful detail, every curated touch, every modern upgrade has been designed with you in mind. This is where historic elegance meets modern comfort, where city energy meets peaceful retreat, where your story begins. Don't just dream about Federal Hill living—make it your reality.

Getting Around

96
WalkingWalker's Paradise
86
TransitExcellent Transit
84
BikeVery Bikeable

Schools

7/10
1/10
5/10
The Crossroads SchoolGrades 6-81.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Block,Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Kitchen - Gourmet
  • Flooring: Hardwood,Tile/Brick
  • Finished area above ground: 1,833

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,833
  • Total interior livable area: 1,833 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0324020966 034
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Brick,Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 871 sqft
  • Features: Rural,Urban
  • Lot size dimensions: 13 x 70

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$267$3,204
Property Taxes $375$4,500
Electricity $281$3,374
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$144
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$355,000
2026-04-13Listed for sale$367,500
2026-04-02Listing removed$379,900
2026-01-14Listed for sale$379,900
2025-12-26Listing removed$389,000
2025-10-30Price change$389,000
2025-09-03Listed for sale$399,000
2024-06-26Listing removed--
2024-06-10Listed for rent$3,000
2023-05-22Listing removed--
2023-05-04Listed for rent$2,950
2021-03-25Sold$292,000
2020-10-16Listing removed$297,000
2020-07-18Price change$297,000
2020-07-18Pending sale$299,000
2020-06-19Listed for sale$299,000
2017-06-05Listing removed$2,900
2017-05-24Listed for rent$2,900
2017-03-22Sold$315,000
2017-02-04Pending sale$335,000
2016-11-11Price change$335,000
2016-10-11Price change$345,000
2016-09-23Price change$364,999
2016-09-09Listed for sale$370,000
2015-01-01Sold$197,000
2010-01-14Sold$300,000
2004-03-25Sold$197,000

For Sale by Agent

AgentJeff Washo
BrokerageCompass

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