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109 E Gittings St, Baltimore, MD, 21230

2beds
2baths
943sqft
$285,000
$302price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Welcome to this charming end-of-group townhome in the heart of Federal Hill, complete with the rare convenience of a private one-car parking pad! Beautifully maintained and filled with character, this light-filled home blends timeless architectural details with thoughtful updates, including a newer HVAC and furnace (2021) and water heater (2023). Step inside to a bright and inviting living room featuring gleaming hardwood floors, custom built-in shelving, and a decorative fireplace that adds warmth and charm. French doors open to a sun-drenched, modern eat-in kitchen with a skylight, creating the perfect gathering space. Just beyond, the breakfast room offers additional dining space and sliding glass doors that lead to a private, fenced patio featuring a private garden with a soothing fountain/water feature- your own outdoor oasis for relaxing, entertaining, or dining al fresco. A full bath and conveniently located laundry area complete the main level. Upstairs, the spacious primary bedroom showcases exposed beams, a decorative fireplace, and abundant character. The adjoining full bath features a classic clawfoot soaking tub and a linen closet for added storage. The top level offers a second bedroom with a soaring vaulted ceiling, skylight, and a versatile flex space, ideal for a home office, reading nook, workout area, or creative studio. Enjoy everything Federal Hill has to offer just moments from your doorstep! McHenry Row and the vibrant Federal Hill neighborhood provide an incredible selection of shopping, restaurants and entertainment. Spend your weekends exploring nearby Latrobe Park, strolling the waterfront, or visiting the historic Fort McHenry National Monument. Commuters will appreciate quick access to I-95, I-83, I-895, and I-295, making travel throughout the Baltimore region effortless. This is city living at its finest!****The tax record lists 748 above grade finished square feet before the 195 sq. ft. addition. The home now offers 943 finished above grade square feet.****

Getting Around

98
WalkingWalker's Paradise
79
TransitExcellent Transit
68
BikeBikeable

Schools

1/10
5/10
The Crossroads SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 1820

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Disposal,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Skylight(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 180
  • Dimensions: 10 X 18

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 49
  • Dimensions: 7 X 7

Features

  • Built-in Features,Ceiling Fan(s),Exposed Beams,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Upgraded Countertops,Cathedral Ceiling(s),Dry Wall,Vaulted Ceiling(s)
  • Door features: Atrium,French Doors,Six Panel,Sliding Glass
  • Window features: Screens,Skylight(s),Vinyl Clad,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Flue for Stove,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 943

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 943
  • Total interior livable area: 943 sqft

Kitchen

  • Features: Ceiling Fan(s),Flooring - Tile/Brick,Eat-in Kitchen,Skylight(s),Kitchen - Electric Cooking
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Laundry

  • Level: Main

Living Room

  • Features: Built-in Features,Fireplace - Other,Flooring - HardWood
  • Level: Main
  • Area: 187
  • Dimensions: 11 X 17

Other

  • Level: Upper

Other

  • Features: Bathroom - Stall Shower
  • Level: Main

Primary Bedroom

  • Features: Fireplace - Other,Flooring - HardWood
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0324030983 013
  • Zoning: R-8
  • Special condition: Standard
  • Exclusions: See Disclosures

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting,Storage,Sidewalks,Street Lights
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City,Trees/Woods

Lot

  • Features: Landscaped,Rear Yard

Parking

  • Total spaces: 1
  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$231$2,772
Property Taxes $547$6,564
Electricity $281$3,374
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$144
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$274,900
2026-07-29Listed for sale$285,000
2022-02-07Sold$265,000
2021-10-12Sold$265,000
2021-09-07Pending sale$255,000
2021-08-24Price change$255,000
2021-08-12Listed for sale$260,000
2015-01-01Sold$173,000
2014-04-23Sold$229,900
2014-03-01Listed for sale$234,900
2012-05-24Listing removed$219,000
2012-04-16Price change$219,000
2012-03-30Price change$229,000
2012-02-28Listed for sale$237,500
2006-05-22Sold$270,000
2002-06-13Sold$173,000
2000-08-07Sold$149,000
1997-12-08Sold$41,000

For Sale by Agent

AgentNick Waldner
BrokerageKeller Williams Realty Centre

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