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1736 Westphal Pl, Baltimore, MD, 21230

2beds
3baths
1,170sqft
$314,999
$269price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

If you're looking for a great place to live in Baltimore City, you should definitely check out this newly renovated home. It's in a fantastic location that offers both convenience and charm. The entire house has been updated, meaning everything inside and outside is brand new and ready for you to enjoy. Plus, the area is known for being private and safe, making it a perfect spot for families or anyone who values their peace of mind. Don't miss the chance to see this beautiful home for yourself! Contact listing agent Ozan with any questions.

Getting Around

93
WalkingWalker's Paradise
55
TransitGood Transit
68
BikeBikeable

Schools

1/10
5/10
The Crossroads SchoolGrades 6-81.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Unknown
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater

Basement

  • Area: 585

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings,Dry Wall
  • Finished area below ground: 0
  • Finished area above ground: 1,170

Heating & Cooling

  • Heating features: Radiant,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,170 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0324061024 064
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 960 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$255$3,060
Property Taxes $359$4,308
Electricity $281$3,374
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$144
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$314,999
2026-07-03Listed for sale$324,999
2025-12-31Sold$175,000
2024-07-22Sold$242,902
2005-10-18Sold$230,000
2004-03-26Sold$128,870

For Sale by Agent

AgentOzan Unal
BrokerageFAB Realty LLC

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