See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3607 4th St, Baltimore, MD, 21225

2beds
2baths
1,174sqft
$177,000
$151price/sqft
$1,621/moest. monthly cost
$64,840/yrincome needed

About This Home

– Exceptional Value! ✨ Don’t miss your chance at this beautifully updated two-bedroom, two-bathroom townhouse! This gem is back and offered at the same great price—previously reduced and firmly positioned to reflect today’s improving market. Step inside and fall in love with the gleaming hardwood floors, a fully renovated kitchen featuring modern appliances, and a brand-new HVAC system for year-round comfort. Nestled on a quiet street in a charming Baltimore City neighborhood, this home offers the perfect blend of style and convenience. Whether you’re a first-time buyer or an investor looking for a turnkey property with strong rental potential, this is an opportunity you won’t want to miss.

Getting Around

88
WalkingVery Walkable
56
TransitGood Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Gas,Stainless Steel Appliance(s),Refrigerator,Electric Water Heater
  • Laundry features: In Basement,Has Laundry

Basement

  • Area: 160

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dry Wall
  • Flooring: Hardwood
  • Finished area below ground: 160
  • Finished area above ground: 1,014

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,174
  • Total interior livable area: 1,174 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0325067083 029
  • Zoning: C-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Terrace

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $895$10,740
Home Insurance *$82$984
Property Taxes $363$4,356
Electricity $281$3,374
Total$1,621$19,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,577/yr
40% on housing$48,630/yr
45% on housing$43,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 21225$107
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21225$192
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-25Listed for sale$185,900
2026-01-20Listing removed$185,900
2025-10-02Price change$185,900
2025-08-30Listed for sale$199,900
2025-08-23Listing removed$190,000
2025-07-21Price change$190,000
2025-07-02Price change$195,000
2025-06-19Pending sale$189,900
2025-06-05Price change$189,900
2025-05-23Price change$194,900
2025-04-14Price change$199,000
2025-03-29Price change$210,000
2025-03-06Price change$215,000
2025-02-18Listed for sale$225,000
2023-01-19Sold$57,200

For Sale by Agent

AgentMs. THERESE NZEKIO
BrokerageSamson Properties

Similar Homes