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3928 8th St, Baltimore, MD, 21225

4beds
2baths
1,408sqft
$125,000
$89price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Investor Opportunity! Income-producing duplex delivering $24,000/year gross rent from day one. Each unit offers 2 bedrooms and 2 full bathrooms and is tenant-occupied at $1,000/month. Strong cash-flow potential with value-add upside as rents are below market. Ideal for investors seeking a stabilized asset with immediate returns and long-term appreciation potential. Convenient location near commuter routes, shopping, and local amenities. BACK ON MARKET - BUYER BACKED OUT - RARE OPPORTUNITY!

Getting Around

77
WalkingVery Walkable
53
TransitGood Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 592

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 272
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Radiator,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,408 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0325067095A130
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$58$696
Property Taxes $245$2,940
Electricity $281$3,374
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 21225$107
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21225$192
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$125,000
2026-03-11Listed for sale$150,000
2026-03-09Contingent$156,000
2026-03-05Listed for sale$150,000
2026-02-19Listing removed$140,000
2026-02-04Price change$140,000
2025-12-12Listed for sale$150,000
2022-12-06Sold$125,000
2020-07-21Sold$25,000
2020-04-24Sold$25,000
2020-04-14Pending sale$19,000
2020-03-25Listed for sale$19,000
2019-12-11Sold$31,920
2008-05-07Sold$72,000

For Sale by Agent

AgentRyan Dacy
BrokerageCummings & Co. Realtors

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