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3707 8th St, Baltimore, MD, 21225

5beds
2baths
1,472sqft
$205,000
$139price/sqft
$1,828/moest. monthly cost
$73,120/yrincome needed

About This Home

Excellent Investment Opportunity! Spacious Multi-Family Townhouse Live in one and rent the other or add a high-yield property to your portfolio! This exceptionally well-maintained multi-family townhouse offers two distinct, fully independent apartments, separate utilities, and incredible bonus spaces that maximize rental income potential. House Highlights: Unit 1 (Spacious 3-Bedroom): Features a comfortable and functional layout including 3 spacious bedrooms, 1 full bathroom, a welcoming living room, a dining room, and a kitchen. Perfect for a family or high-rent potential. Unit 2 (Versatile 2-Bedroom + Extra Room): Offers 2 traditional bedrooms plus a versatile extra room—ideal for a home office or hobby space. Complete with 1 full bathroom, a living room, a dining room, and its own dedicated kitchen. Massive Lower Level: The expansive basement features with a laundry area and offers a blank canvas. With its generous size, this area holds massive potential for future customization, a recreational zone, or added utility. Separate Utilities: Ultimate convenience for landlords and tenants alike! The property is equipped with two separate electric meters and two independent water heaters, keeping utility management simple and distinct. Abundant Storage & Outdoor Space: No more cramped quarters—the rear of the property boasts a large, storage space perfect for tools, seasonal gear, or equipment. 📞 Schedule Your Tour Today! Don't miss out on this versatile, income-generating gem. Properties with this configuration and income potential do not last long.

Getting Around

82
WalkingVery Walkable
53
TransitGood Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1943

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,472

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0325067096 039
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$95$1,140
Property Taxes $416$4,992
Electricity $281$3,374
Total$1,828$21,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,674/yr
40% on housing$54,840/yr
45% on housing$48,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 21225$106
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21225$192
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$205,000
2026-06-30Listed for sale$215,000
2020-01-30Sold$26,000
2019-12-20Price change$29,800
2019-12-01Listed for sale$29,900
2019-09-13Sold$20,000
2019-04-01Pending sale$37,800
2019-03-22Price change$37,800
2019-03-16Listed for sale--
2005-11-04Sold$49,900

For Sale by Agent

AgentSindy Salazar
BrokerageSmart Realty, LLC

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