3704 Saint Margaret St, Baltimore, MD, 21225
About This Home
Just reduced for a quick sale! Why rent when you can own? This affordable brick townhome offers the opportunity to build equity instead of paying a landlord. Features include real hardwood floors throughout the main and upper levels, fresh neutral paint, an updated kitchen with new gas stove and dishwasher, new counters, deep stainless sink, and attractive tile backsplash. The updated full bath features custom tile work, while the finished lower level provides additional living space for a family room, home office, gym, or storage. Outside, enjoy a fenced front yard, partially fenced rear yard, and the convenience of a private rear parking pad. Conveniently located near I-95, I-895, MD-295, public transportation, Downtown Baltimore, and BWI Airport. Whether you’re a first-time homebuyer or an investor seeking a rental property, this move-in ready home offers outstanding value. Se habla español.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Foundation: Block
- Roof: Rubber
- Construction materials: Brick
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Oven/Range - Gas,Refrigerator,Water Heater,Gas Water Heater
- Laundry features: Washer/Dryer Hookups Only
Basement
- Has basement: Yes
- Basement: Other
Bathroom1
- Features: Flooring - Ceramic Tile
- Level: Upper
Bedroom1
- Features: Flooring - Solid Hardwood
- Level: Upper
Bedroom2
- Features: Flooring - Solid Hardwood
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring - Solid Hardwood
- Level: Main
Features
- Dining Area,Floor Plan - Traditional,Plaster Walls
- Window features: Double Pane Windows
- Flooring: Hardwood
- Finished area below ground: 350
- Finished area above ground: 784
Game Room
- Features: Flooring - Laminated
- Level: Lower
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: None,Electric
Interior Area
- Total structure area: 1,176
- Total interior livable area: 1,134 sqft
Kitchen
- Features: Flooring - Solid Hardwood
- Level: Main
Living Room
- Features: Flooring - Laminated
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0325067245 049
- Zoning: R-7
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: City
Lot
- Features: Front Yard,Level,Urban
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Hurricane
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $51 | $612 |
| Property Taxes | $125 | $1,500 |
| Electricity | $281 | $3,374 |
| Total | $1,013 | $12,156 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $100,000 |
| 2026-08-13 | Price change | $100,000 |
| 2026-07-21 | Price change | $110,000 |
| 2026-06-26 | Price change | $115,000 |
| 2026-06-24 | Price change | $120,000 |
| 2026-06-14 | Listed for sale | $130,000 |
| 2017-09-12 | Sold | $39,000 |
| 2017-07-13 | Pending sale | $39,000 |
| 2017-06-28 | Price change | $39,000 |
| 2017-06-26 | Price change | $43,000 |
| 2017-05-13 | Price change | $40,000 |
| 2017-01-31 | Listed for sale | $42,000 |
| 2016-04-11 | Listing removed | $875 |
| 2016-02-22 | Listed for rent | $925 |
| 2014-01-10 | Sold | $82,000 |
| 2013-11-06 | Price change | $23,900 |
| 2013-10-04 | Listed for sale | $27,900 |
| 2007-10-02 | Sold | $90,000 |
| 2005-02-07 | Sold | $33,000 |
| 2000-10-04 | Sold | $23,500 |
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