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4525 Pennington Ave, Baltimore, MD, 21226

2beds
2baths
1,316sqft
$115,000
$87price/sqft
$1,132/moest. monthly cost
$45,280/yrincome needed

About This Home

This charming 2-bedroom Baltimore City townhome blends classic comfort with modern convenience. The main floor features an open living-dining layout and a bright kitchen that opens to a private balcony—perfect for your morning coffee. Upstairs, you’ll find two well-sized bedrooms with ample closet space and a full bathroom featuring a relaxing soaking tub. The lower level offers a versatile walk-out bonus room—ideal for a family room, home office, or extra bedroom—with direct access to your private outdoor space. Convenience is key with a dedicated laundry room and hassle-free parking available both off-street and at the rear of the home. Whether you're entertaining or enjoying a quiet night in, this home is the perfect city retreat

Getting Around

71
WalkingVery Walkable
47
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Water Heater,Disposal,Gas Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Improved,Heated,Interior Entry,Walk-Out Access,Exterior Entry

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower

Features

  • Soaking Tub,Ceiling Fan(s),Eat-in Kitchen,Combination Dining/Living,Kitchen - Table Space,Dry Wall
  • Window features: Double Pane Windows
  • Flooring: Wood,Laminate
  • Finished area below ground: 224
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,316 sqft

Kitchen

  • Features: Balcony Access
  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Lower

Recreation Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0325087203 024
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Rain Gutters,Sidewalks,Street Lights

Lot

  • Features: Rear Yard

Parking

  • Parking features: On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$44$528
Property Taxes $226$2,712
Electricity $281$3,374
Total$1,132$13,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,811/yr
40% on housing$33,960/yr
45% on housing$30,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 21226$149
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21226$303
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$120,000
2026-03-17Pending sale$120,000
2025-11-21Listing removed$1,300
2025-11-03Price change$120,000
2025-10-10Price change$130,000
2025-09-23Price change$135,000
2025-09-03Price change$1,300
2025-06-13Listed for rent$1,449
2023-08-18Listing removed--
2023-08-15Listed for rent$1,400
2023-08-14Listing removed--
2023-08-11Listed for rent$1,400
2023-08-11Listing removed--
2023-07-17Price change$1,400
2023-07-10Price change$1,500
2023-06-28Listed for rent$1,600
2023-06-22Listing removed--
2023-06-16Listed for sale$89,900
2023-05-25Listed for rent$1,600
2023-02-12Listing removed--
2023-02-09Listed for rent$600
2022-08-15Listing removed--
2022-08-03Listed for rent$1,500
2022-06-10Sold$119,000
2022-06-10Pending sale$119,900
2015-11-24Sold$9,400

For Sale by Agent

AgentJoyce Davis
BrokerageNorthrop Realty

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