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1137 Monroe Cir, Baltimore, MD, 21225

2beds
1baths
1,350sqft
$169,900
$126price/sqft
$1,496/moest. monthly cost
$59,840/yrincome needed

About This Home

ATTENTION INVESTORS!! Secure your next high-yield asset with 1137 Monroe Circle, a detached single-family gem located in the Brooklyn, MD hot investor market. This strategic 2-bedroom, 1-bathroom property offers significant value-add potential through its partially finished basement and a versatile rear auxiliary/storage room, perfect for increasing square footage or creating a premium rental feature. Unlike the standard inventory in 21225, this home sits on an expansive lot ideal for family gatherings and boasts both a detached garage and a private parking pad—two high-demand amenities. Whether you are looking to execute a high-margin fix-and-flip or build long-term equity in a location with easy access to I-895 and major employment hubs, this property’s unique footprint and functional layout make it a standout "unicorn" opportunity for any serious investor portfolio.

Getting Around

68
WalkingSomewhat Walkable
48
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 900

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 450
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,350 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0325087257 018
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Aluminum

Lot

  • Lot size: 5,998 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$79$948
Property Taxes $277$3,324
Electricity $281$3,374
Total$1,496$17,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,291/yr
40% on housing$44,880/yr
45% on housing$39,893/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 21225$107
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21225$192
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$169,900
2026-02-02Listed for sale$189,900
2021-10-28Listing removed--
2021-10-15Listed for rent$1,200
2019-03-01Listing removed$1,200
2019-02-13Price change$1,200
2019-01-16Price change$1,199
2019-01-08Price change$1,200
2018-11-27Listed for rent$1,199
2018-01-03Listing removed$1,199
2017-10-20Listed for rent$1,199
2015-10-30Listing removed$1,199
2015-09-23Listed for rent$1,199
2011-06-29Sold$26,000
2011-05-20Price change$27,000
2011-05-05Price change$47,500
2011-03-29Price change$49,900
2011-03-03Price change$54,900
2011-02-25Price change$60
2011-01-06Listed for sale$60,000
2010-12-07Sold$152,007
2010-12-04Price change$68,500
2010-06-11Listed for sale$199,900
2007-07-11Sold$160,000
2004-09-22Sold$40,000
2003-05-02Sold$51,000
2000-06-19Sold$70,000

For Sale by Agent

AgentKyle Jones
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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