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1602 Cereal St, Baltimore, MD, 21226

2beds
1baths
784sqft
$145,000
$185price/sqft
$1,353/moest. monthly cost
$54,120/yrincome needed

About This Home

Welcome to 1602 Cereal Street, a charming two-bedroom, one-bath interior rowhome offering approximately 958 square feet of living space. The home features a practical floor plan, comfortable living areas, well-sized bedrooms, and a fenced rear yard for added outdoor enjoyment. Conveniently located in the Curtis Bay community near local amenities, public transportation, and major commuter routes. A great opportunity for an owner-occupant or investor.

Getting Around

62
WalkingSomewhat Walkable
45
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 392

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 784 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0325097184 013
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 700 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$55$660
Property Taxes $284$3,408
Electricity $281$3,374
Total$1,353$16,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,388/yr
40% on housing$40,590/yr
45% on housing$36,080/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 21226$148
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21226$303
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,495
2026-07-23Listed for sale$145,000
2026-06-29Listed for rent$1,550
2025-04-12Listing removed$1,400
2025-03-22Listed for rent$1,400
2023-07-11Listing removed--
2023-07-07Listed for rent$1,150
2023-07-07Listing removed--
2023-05-25Price change$1,150
2023-02-28Listed for rent$1,300
2022-04-22Sold$100,000
2021-10-26Listing removed--
2021-10-13Listed for sale$100,000
2021-09-07Listing removed--
2021-08-27Listed for sale$100,000
1998-11-05Sold$25,000

For Sale by Agent

AgentJakob Lewis
BrokerageMyers Solomon Realty Corporation

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