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808 Ponca St, Baltimore, MD, 21224

4beds
2baths
2,008sqft
$199,990
$100price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Welcome to this exceptional brick rowhome in the heart of sought-after Greektown, offering outstanding flexibility as an investment property or an owner-occupied residence. Configured with two separate living spaces, this property features a total of four bedrooms, two full baths, two kitchens, and the convenience of rear parking. A charming covered stone front porch provides a warm welcome and enhances the home's timeless curb appeal. Unit 1 offers a bright and inviting main living level highlighted by rich hardwood flooring, a pleasing neutral color palette, and classic architectural details that add warmth and character. This level also includes a comfortable bedroom and access to a private rear balcony, creating a wonderful outdoor retreat. A separate rear entrance provides added convenience and flexibility. The walk-out lower level expands the living space with a well-appointed kitchen, a second bedroom, a full bath, and direct access to the rear parking pad, making this level ideal for everyday living or extended accommodations. Unit 2 features two spacious bedrooms with hardwood flooring, a full bath, and kitchen facilities, offering a comfortable and functional layout for tenants, guests, or multi-generational living. Ideally located just minutes from local restaurants, shopping, parks, Johns Hopkins Bayview Medical Center, commuter routes, and downtown Baltimore, this versatile Greektown property presents an exceptional opportunity for investors seeking rental income or buyers looking for a home with outstanding flexibility and long-term value. Note: Select interior photos have been virtually staged.

Getting Around

92
WalkingWalker's Paradise
68
TransitGood Transit
51
BikeBikeable

Schools

4/10
1/10
Patterson High SchoolGrades 9-121.2 mi
5/10
The Crossroads SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Range,Oven/Range - Electric,Oven/Range - Gas,Water Heater,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Connecting Stairway,Partial,Heated,Improved,Interior Entry,Rear Entrance,Walk-Out Access

Bedroom1

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 8 X 15

Bedroom4

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 144
  • Dimensions: 9 X 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Features

  • 2nd Kitchen,Bathroom - Tub Shower,Dining Area,Open Floorplan,Floor Plan - Traditional,Eat-in Kitchen,Other,Dry Wall
  • Door features: Six Panel
  • Flooring: Laminate,Hardwood,Ceramic Tile,Wood
  • Finished area below ground: 658
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Radiator,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,145
  • Total interior livable area: 2,008 sqft

Kitchen

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 224
  • Dimensions: 14 X 16

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Other

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 90
  • Dimensions: 6 X 15

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0326036573 005
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Balcony
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,050 sqft

Parking

  • Parking features: Driveway,On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$96$1,152
Property Taxes $403$4,836
Electricity $281$3,374
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 21224$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21224$201
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$199,990

For Sale by Agent

AgentWilliam Dickman
BrokerageNorthrop Realty

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