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109 S Clinton St, Baltimore, MD, 21224

4beds
3baths
2,040sqft
$515,000
$252price/sqft
$4,120/moest. monthly cost
$164,800/yrincome needed

About This Home

UNDER CONSTRUCTION, June Completion. Brand New CHAP Renovation by Building Character with 2-CAR PARKING. Extra Wide House Includes a Large Living Room, Dining Room and Kitchen on the Main Level. The Upper Level Includes 2 Bedrooms, 2 Full Bathrooms, 2 Linen Closets and Hallway Access to the Roof-Top Deck. The Full House-Length Lower Level Offers 2 More Rooms, the Third Full Bath, Storage Space and Rear Exterior Egress. Insulation is Energy Efficient Spray Foam. Whole House Audio System. Custom Tile, Trim and Paint. And Don’t Forget the Amazing Building Character 2-Year Builder Service Warranty.

Getting Around

96
WalkingWalker's Paradise
69
TransitGood Transit
78
BikeVery Bikeable

Schools

4/10
1/10
5/10
The Crossroads SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater

Basement

  • Area: 680

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Crown Molding,Dining Area,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Finished area below ground: 680
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0326136290 005
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,218 sqft

Parking

  • Total spaces: 1
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$249$2,988
Property Taxes $986$11,832
Electricity $281$3,374
Total$4,120$49,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,257/yr
40% on housing$123,600/yr
45% on housing$109,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 21224$123
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21224$201
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Sold$170,000
2022-01-11Listing removed--
2021-11-21Pending sale$115,000
2021-11-20Listed for sale$115,000
2021-05-28Sold$164,000
2021-02-25Listing removed--
2020-08-21Sold$164,000
2020-08-11Listing removed$1,800
2020-08-04Listed for rent$1,800
2020-07-06Price change$189,900
2020-03-12Price change$199,900
2020-01-08Price change$209,900
2019-10-15Price change$214,500
2019-07-23Listed for sale$220,500
2019-05-03Listing removed$1,750
2018-08-03Listed for rent$1,750
2017-09-19Listing removed$1,665
2017-03-16Price change$1,665
2017-03-08Listed for rent$1,750
2016-10-24Sold$700
2016-08-30Price change$259,900
2016-07-12Listed for sale$265,000
2015-12-03Sold$122,000
2015-09-22Listed for sale$149,900

Coming Soon

AgentMatthew Pecker
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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