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3505 E Lombard St, Baltimore, MD, 21224

2beds
1baths
1,256sqft
$179,900
$143price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

Welcome to 3505 Lombard St, a charming home nestled in the heart of Highlandtown! This beautifully maintained 2-bedroom, 1-bath property offers a perfect blend of comfort and functionality. Step inside to an inviting open floor plan featuring a spacious living and dining area—ideal for both everyday living and entertaining. The layout flows seamlessly into a well-appointed chef’s kitchen, complete with stainless steel appliances, ample cabinetry, and generous counter space. Upstairs, you’ll find two generously sized bedrooms filled with natural light, along with an updated full bathroom. An additional bonus space provides flexibility for a home office, reading nook, or multi-purpose area to suit your needs. Enjoy outdoor living in the fully fenced backyard perfect for gatherings, pets, or simply relaxing after a long day. Conveniently located near shops, dining, parks, and major commuter routes, this home offers both lifestyle and location. Don’t miss the opportunity to make it yours!

Getting Around

97
WalkingWalker's Paradise
68
TransitGood Transit
76
BikeVery Bikeable

Schools

3/10
1/10
Patterson High SchoolGrades 9-121.7 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 328

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,256

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,256 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0326156288 042
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$87$1,044
Property Taxes $205$2,460
Electricity $281$3,374
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 21224$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21224$201
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$169,900
2026-05-06Price change$179,900
2026-04-25Listed for sale$189,900
2026-03-21Listing removed$99,999
2026-02-23Listed for sale$99,999
2026-02-18Sold$55,000
2026-02-08Price change$114,900
2026-01-31Listed for sale$125,000
1995-01-10Sold$31,000

For Sale by Agent

AgentKeiry Martinez
BrokerageExecuHome Realty

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