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4224 Berger Ave, Baltimore, MD, 21206

5beds
3baths
1,980sqft
$146,000
$74price/sqft
$1,361/moest. monthly cost
$54,440/yrincome needed

About This Home

4224 Berger Avenue, Baltimore, MD 21206 $154,900 – Sold As-Is Opportunity to own a classic brick Baltimore rowhome in the established Hamilton area. This long-term owner property offers solid bones, rear parking access, and several improvements completed over the years, including basement updates, a full lower-level bathroom, exterior step improvements, and additional property enhancements. The home offers multiple levels of living space with flexibility for owner-occupants, investors, or buyers looking to personalize a property over time. Conveniently located near major commuter routes, shopping, dining, parks, and city services. Property is being sold strictly AS-IS. Seller will make no repairs. Inspections are for informational purposes only. Highlights: • Brick rowhome • Rear parking pad/access • Finished lower-level living space • Full lower-level bathroom • Front and rear exterior improvements completed • Convenient Baltimore location • Long-term ownership Ideal for buyers seeking value, sweat equity potential, or a property to customize to their own vision. Cash, conventional, renovation financing, and other approved financing types welcome. Serious inquiries only.

Getting Around

77
WalkingVery Walkable
55
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

1/10
3/10

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Built-up
  • Construction materials: brick

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Gas
  • Cooling features: Refrigerator

Interior Area

  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 26226004003E

Features

  • Exterior features: Brick

Lot

  • Lot size: 2,126 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $738$8,856
Home Insurance *$68$816
Property Taxes $274$3,288
Electricity $281$3,374
Total$1,361$16,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,662/yr
40% on housing$40,830/yr
45% on housing$36,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 21206$133
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21206$166
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$146,000
2026-06-20Listed for sale$154,900
2008-08-22Sold$132,000
2000-01-28Sold$66,000

For Sale by Owner

AgentProperty Owner

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