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2850 Oakford Ave, Baltimore, MD, 21215

4beds
3baths
0sqft
$270,000
--price/sqft
$2,324/moest. monthly cost
$92,960/yrincome needed

About This Home

Welcome to **2850 Oakford Avenue**, a beautifully updated end-of-row townhome that perfectly blends modern design with everyday functionality. Offering the added convenience of a private rear driveway and an abundance of natural light, this home is thoughtfully designed for comfortable living and effortless entertaining. Step inside to the main level where the inviting living room is highlighted by a custom-designed entertainment wall, creating a stunning focal point for relaxing or hosting guests. The stylish kitchen features striking black and gold finishes, generous cabinetry, a center island with additional prep and gathering space, and room for a table. A convenient half bath completes the main level. From the kitchen, step outside to the fully fenced backyard—an ideal space for outdoor dining, entertaining, pets, or play. Upstairs, you'll find three comfortable bedrooms and a beautifully appointed full bathroom. The fully finished lower level adds even more versatility with a private fourth bedroom and an additional full bathroom, making it perfect for guests, multigenerational living, or a private retreat. With its desirable end-of-row location, private rear parking, stylish upgrades, functional layout, and move-in-ready appeal, **2850 Oakford Avenue** is a home that truly stands out. Don't miss the opportunity to make this exceptional property your own!

Getting Around

74
WalkingVery Walkable
71
TransitExcellent Transit
35
BikeSomewhat Bikeable

Schools

1/10
Park Heights AcademyGrades PK-50.2 mi
5/10
Western High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Dual Flush Toilets,Oven/Range - Gas,Stainless Steel Appliance(s),Cooktop,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Combination Kitchen/Living,Crown Molding,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Kitchen - Table Space,Kitchen - Gourmet,Recessed Lighting,Upgraded Countertops
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0327183350D021
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$148$1,776
Property Taxes $530$6,360
Electricity $281$3,374
Total$2,324$27,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,680/yr
40% on housing$69,720/yr
45% on housing$61,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21215$90
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21215$153
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$270,000
2025-10-27Sold$3,350

For Sale by Agent

AgentOlga Kogan
BrokerageAllfirst Realty, Inc.

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