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55 Summer St #D, Trenton, NJ, 08618

3beds
1baths
1,150sqft
$219,000
$190price/sqft
$1,793/moest. monthly cost
$71,720/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 1-bath garden-style condo offering 1,150 square feet of comfortable living space. The functional layout provides generous-sized bedrooms, a bright living area, and plenty of room to make it your own. The kitchen includes an electric range and refrigerator, and the convenience of an in-unit washer and dryer makes everyday living that much easier. A private driveway, along with additional parking, provides plenty of space for you and your guests. Whether you're a first-time buyer, looking to downsize, or searching for an investment property, this home offers a great opportunity. Conveniently located near shopping, restaurants, and major highways, it's ready for its next owner to move in and enjoy.

Getting Around

79
WalkingVery Walkable
50
TransitGood Transit
69
BikeBikeable

Schools

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Other,Window Unit(s)

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1104004 0100003
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: See Disclosurre

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Alley Access,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$101$1,212
Property Taxes $392$4,704
Electricity $193$2,318
Total$1,793$21,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,474/yr
40% on housing$53,790/yr
45% on housing$47,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$158
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$219,000
2026-07-09Listed for sale$224,990
2025-09-23Listed for rent$850
2024-07-29Listing removed--
2024-07-03Listed for rent$1,900

For Sale by Agent

AgentJoseph Garcia
BrokerageRE/MAX Select - Westfield

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