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2707 Talbot Rd, Baltimore, MD, 21216

3beds
2baths
1,380sqft
$225,000
$163price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Welcome to this quaint and cozy home. It is tucked away in a quiet, serene and sought-after neighborhood in W. Baltimore. Your new home is in Windsor Hills, a community that has a rich history. Enjoy relaxing days and nights next to bricked-in pottery on the front porch or relax in the tranquility and seclusion of a private back yard. On the first floor of your three bedroom home are two bedrooms giving you access to sleeping space without having to go up steps. The first floor also has a spacious living room, a full bathroom, a breakfast nook/ office, a large eat-in kitchen, additional dining space, and another family space. Upstairs is a large bedroom space to be used as such, or as an office, exercise space or studio or for whatever creative uses you might decide. The partially finished basement has a bathroom, a washroom and plenty of storage space. This home is located just a few minutes drive from dining and entertainment. It is a stones-throw away from recreation areas including parks, walking, biking and walking trails. It has convenient access to route 70 and 695, facilitating travel to and from home to anywhere.

Getting Around

31
WalkingCar-Dependent
49
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

4/10
1/10
Forest Park High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Combination,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area
  • Finished area below ground: 0
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0328048471 006
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$132$1,584
Property Taxes $256$3,072
Electricity $281$3,374
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 21216$72
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21216$110
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$225,000
2022-01-28Listing removed--
2021-08-05Price change$199,900
2021-07-27Listed for sale$209,000
2000-06-30Sold$55,000
1997-09-24Sold$55,334

For Sale by Agent

AgentDarrin Jones
BrokerageLong & Foster Real Estate, Inc.

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