See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5528 W Henderson St, Chicago, IL, 60641

6beds
2baths
1,525sqft
$499,000
$327price/sqft
$3,558/moest. monthly cost
$142,320/yrincome needed

About This Home

Back on the market. The buyer got cold feet. Spacious brick Bungalow and well maintained home in the heart of Chicago's Belmont Cragin neighborhood, offering an ideal layout for large households or multi generational living. This property features 6 total bedrooms and 2 full bathrooms, providing plenty of room for comfort and flexibility. Three bedrooms in the 1st floor, one bedroom in the attic, and two bedrooms in the basement. The home offers a full finished basement with family room. Newer 2.5 car garage and an extra cement parkway next to the garage. The main level offers bright living spaces, generous bedrooms, and a functional kitchen ready for your personal touches. The home also includes a full in law arrangement in the basement, complete with additional bedrooms, a second full bathroom, and its own living area-perfect for related living, guests, or potential rental income. A large backyard provides space for entertaining, gardening, or future improvements, and the property sits on a quiet residential block close to schools, parks, shopping, and public transportation. With its size, layout, and location, this home delivers exceptional value and versatility.

Getting Around

87
WalkingVery Walkable
59
TransitGood Transit
62
BikeBikeable

Schools

4/10
1/10
Foreman High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedroom4

  • Features: Flooring (Laminate)
  • Level: Attic
  • Area: 228
  • Dimensions: 19X12

Bedroom5

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 180
  • Dimensions: 18X10

Bedroom6

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 91
  • Dimensions: 13X7

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Enclosed Porch

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 105
  • Dimensions: 7X15

Family Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 522
  • Dimensions: 29X18

Features

  • 1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Pantry
  • Flooring: Hardwood,Laminate
  • Attic: Finished,Full

Heating & Cooling

  • Heating features: Radiator(s)
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,525 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 13213150300000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 30X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$186$2,232
Property Taxes $719$8,628
Electricity $130$1,569
Total$3,558$42,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,988/yr
40% on housing$106,740/yr
45% on housing$94,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 60641$267
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60641$248
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$499,000
2026-07-17Contingent$509,000
2026-06-24Listed for sale$509,000
2023-07-24Sold$384,000
2023-06-08Contingent$379,000
2023-05-22Price change$379,000
2023-04-25Listed for sale$389,900
2023-04-22Contingent$389,900
2023-03-21Listed for sale$389,900
2023-03-14Contingent$395,000
2023-01-11Price change$395,000
2022-10-28Price change$399,000
2022-09-16Price change$429,900
2022-08-07Listed for sale$435,000
2014-01-08Listing removed$2,100
2013-10-30Price change$2,100
2013-10-26Listed for rent$2,500
2013-08-09Listing removed$2,500
2013-07-14Price change$2,500
2013-06-26Listed for rent$2,800
1997-08-21Sold$87,000

For Sale by Agent

AgentJose Tamayo
BrokerageBetter Homes and Gardens

Similar Homes