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16547 Mosaic Oar Dr, Wimauma, FL, 33598

3beds
2baths
1,516sqft
$299,999
$198price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

One or more photo(s) has been virtually staged. **HIGHLY MOTIVATED SELLERS**– SELLER RELOCATING & READY FOR OFFERS!* Step into this modern 3-bed, 2-bath single-family home in a Wimauma. 16547 Mosaic Oar Dr, Wimauma FL 33598 is A great choice if you’re looking for comfortable, MOVE-IN READY living in the community of Sereno, a sought after gated community. Built with all BLOCK EXTERIOR, this home offers reassurance from the elements. MANAGEABLE with an OPEN LAYOUT that flows easily from room to room. Whether you’re cooking dinner, relaxing with family, or hosting friends you’ll love plenty of natural light, thoughtful design, and the CONVENIENCE of a layout that works for everyday life. The primary suite and two additional bedrooms give you room for every occasion, guests, or a home office. The backyard space provides just enough outdoor area for pets, play, or weekend BBQs without a big maintenance burden. This home is close to shopping, dining, and major roads for easy commuting, yet still feels quiet enough to call home. Safe to say this 3-bed, 2-bath newer construction home with functional layout, family-friendly area, checks all the boxes. Additional features include WATER SOFTENER TREATMENT SYSTEM, two 600 lb. capacity hanging STORAGE RACKS in garage, CEILING FANS/lights combo throughout the home, WINE CELLER with 240 bottles capacity, extra storage racks in closets and, ADT Security System compatible. HOA includes both INTERNET AND CABLE. Community resort style amenities are but not limited to pool, Basketball Court, Pickleball Court, Tennis Court, play area, Dog park, Running/walking trails, Solar/motion streetlights. Sold with the option of being fully furnished

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Reddick Elementary SchoolGrades PK-50.3 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-125.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Thermostat,Walk-In Closet(s)
  • Window features: Shutters
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 1,516 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Features: Dual Sinks
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U053220C3E00001800039.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Yard

Lot

  • Lot size: 4,600 sqft
  • Lot size dimensions: 40 x 115

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Inland Flooding
Drought
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$143$1,716
Property Taxes $104$1,248
Electricity $197$2,366
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 33598$181
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33598$185
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$299,999
2026-02-04Listed for sale$327,988
2022-12-30Sold$325,165

For Sale by Agent

AgentJose Gutierrez Quinones, 27NORTH REALTY
Brokerage27NORTH REALTY

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