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301 Pinnacle Inn Road #1203, Banner Elk, NC, 28604

--beds
1baths
364sqft
$105,000
$288price/sqft
$790/moest. monthly cost
$31,600/yrincome needed

About This Home

Take a break from the hustle and bustle of everyday life and escape to this inviting mountain retreat perched at the top of Beech Mountain. From the moment you step onto the porch, you’ll be captivated by the surrounding views and the peaceful atmosphere. This fully furnished getaway offers everything you need for a comfortable and memorable stay. Unit 1203 features a full kitchen, a cozy queen bed tucked into the sleeping nook, a sleeper sofa, a charming wood-burning fireplace for those chilly mountain evenings, and the rare convenience of in-unit laundry (a feature not commonly found in other units). At an elevation of nearly 5,000 feet, Beech Mountain provides the perfect year-round destination. The weather is excellent for those looking to escape the summer heat and shred the slopes in the winter. The Pinnacle Inn Resort elevates your mountain lifestyle with a wide range of on-site amenities, including an indoor pool, hot tub, sauna, fitness center, tennis and pickleball courts, mini golf, a game room, grills for outdoor dining, and multiple sitting areas designed to soak in the incredible long-range views. The community is also pet-friendly, making it easy to bring your furry companions along. All of this is located in a prime spot near Beech Mountain’s main strip, where you’ll find an array of local restaurants, breweries, hiking trails, ski slopes, and countless opportunities for outdoor adventure. Whether you’re looking for a personal mountain escape, a rental, or both, this property checks all the boxes.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
Cranberry Middle SchoolGrades 6-86.0 mi
4/10
Avery County High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Other,See Remarks
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mountain,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 364

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 364
  • Total interior livable area: 364 sqft

Property

Details

  • Parcel number: 18590639414301203

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community
  • Patio & porch: Covered,Open
  • Exterior features: Hot Tub/Spa,Outdoor Grill,Pool
  • Has spa: Yes
  • Spa features: Sauna
  • Has view: Yes
  • View description: Long Range,Mountain(s),Residential

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$28$336
Property Taxes $32$384
Electricity $200$2,405
Total$790$9,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,085/yr
40% on housing$23,700/yr
45% on housing$21,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$297
Avery County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$107,000
2026-02-20Price change$119,500
2025-12-16Listed for sale$123,500
2025-10-10Listing removed$123,500
2025-09-13Listed for sale$123,500
2024-10-25Sold$116,000
2024-09-25Contingent$129,900
2024-09-14Price change$129,900
2024-07-30Price change$132,500
2024-07-04Listed for sale$138,000

For Sale by Agent

AgentChristian Impagliazzo
BrokerageBHHS Vincent Properties

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