




301 Pinnacle Inn Road #1203, Banner Elk, NC, 28604
About This Home
Take a break from the hustle and bustle of everyday life and escape to this inviting mountain retreat perched at the top of Beech Mountain. From the moment you step onto the porch, you’ll be captivated by the surrounding views and the peaceful atmosphere. This fully furnished getaway offers everything you need for a comfortable and memorable stay. Unit 1203 features a full kitchen, a cozy queen bed tucked into the sleeping nook, a sleeper sofa, a charming wood-burning fireplace for those chilly mountain evenings, and the rare convenience of in-unit laundry (a feature not commonly found in other units). At an elevation of nearly 5,000 feet, Beech Mountain provides the perfect year-round destination. The weather is excellent for those looking to escape the summer heat and shred the slopes in the winter. The Pinnacle Inn Resort elevates your mountain lifestyle with a wide range of on-site amenities, including an indoor pool, hot tub, sauna, fitness center, tennis and pickleball courts, mini golf, a game room, grills for outdoor dining, and multiple sitting areas designed to soak in the incredible long-range views. The community is also pet-friendly, making it easy to bring your furry companions along. All of this is located in a prime spot near Beech Mountain’s main strip, where you’ll find an array of local restaurants, breweries, hiking trails, ski slopes, and countless opportunities for outdoor adventure. Whether you’re looking for a personal mountain escape, a rental, or both, this property checks all the boxes.
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Roof: Other,See Remarks
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Mountain,Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Furnished
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning
- Fireplace: Yes
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 364
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: None
Interior Area
- Total structure area: 364
- Total interior livable area: 364 sqft
Property
Details
- Parcel number: 18590639414301203
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Community
- Patio & porch: Covered,Open
- Exterior features: Hot Tub/Spa,Outdoor Grill,Pool
- Has spa: Yes
- Spa features: Sauna
- Has view: Yes
- View description: Long Range,Mountain(s),Residential
Parking
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Hail
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $28 | $336 |
| Property Taxes | $32 | $384 |
| Electricity | $200 | $2,405 |
| Total | $790 | $9,480 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Price change | $107,000 |
| 2026-02-20 | Price change | $119,500 |
| 2025-12-16 | Listed for sale | $123,500 |
| 2025-10-10 | Listing removed | $123,500 |
| 2025-09-13 | Listed for sale | $123,500 |
| 2024-10-25 | Sold | $116,000 |
| 2024-09-25 | Contingent | $129,900 |
| 2024-09-14 | Price change | $129,900 |
| 2024-07-30 | Price change | $132,500 |
| 2024-07-04 | Listed for sale | $138,000 |
