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5 Cross Point Dr, Owings, MD, 20736

6beds
5baths
6,080sqft
$1,100,000
$181price/sqft
$7,676/moest. monthly cost
$307,040/yrincome needed

About This Home

Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! 🏡

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Windy Hill Middle SchoolGrades 6-81.9 mi
9/10
Northern High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Buchanan
  • Builder name: Kaine Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Central Vacuum,Range,Cooktop,Dishwasher,Dryer,Extra Refrigerator/Freezer,Freezer,Ice Maker,Oven,Refrigerator,Six Burner Stove,Washer,Water Heater,Exhaust Fan,Oven/Range - Gas,Range Hood,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Main Level,Mud Room

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Improved,Finished,Heated,Full,Partial,Connecting Stairway,Exterior Entry,Windows

Bathroom2

  • Features: Flooring - Ceramic Tile
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 1572
  • Dimensions: 131 X 12

Bedroom3

  • Features: Flooring - HardWood,Jack and Jill Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Features: Flooring - HardWood,Jack and Jill Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedroom5

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 234
  • Dimensions: 13 X 18

Bedroom6

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 100
  • Dimensions: 10 X 10

Breakfast Room

  • Features: Breakfast Room,Flooring - HardWood
  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Dining Room

  • Features: Flooring - HardWood,Chair Rail,Crown Molding
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Dining Room

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 624
  • Dimensions: 26 X 24

Exercise Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 418
  • Dimensions: 19 X 22

Family Room

  • Features: Cathedral/Vaulted Ceiling,Fireplace - Gas,Flooring - HardWood,Window Treatments
  • Level: Main
  • Area: 594
  • Dimensions: 22 X 27

Features

  • 2nd Kitchen,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Central Vacuum,Chair Railings,Crown Molding,Dining Area,Double/Dual Staircase,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Pantry,Recessed Lighting,Wainscotting,Walk-In Closet(s),Additional Stairway,Floor Plan - Traditional,Primary Bath(s),Upgraded Countertops,2 Story Ceilings,9'+ Ceilings,Dry Wall
  • Window features: Screens,Window Treatments
  • Flooring: Hardwood,Ceramic Tile,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,586
  • Finished area above ground: 4,494

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 6,080
  • Total interior livable area: 6,080 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Crown Molding,Flooring - Ceramic Tile,Kitchen - Propane Cooking,Pantry
  • Level: Main
  • Area: 456
  • Dimensions: 24 X 19

Kitchen

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 153
  • Dimensions: 9 X 17

Library

  • Features: Built-in Features,Crown Molding,Flooring - Carpet,Window Treatments
  • Level: Main
  • Area: 204
  • Dimensions: 17 X 12

Living Room

  • Features: Crown Molding,Flooring - HardWood
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Mud Room

  • Features: Built-in Features
  • Level: Main
  • Area: 60
  • Dimensions: 6 X 10

Office

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Other

  • Level: Lower
  • Area: 45
  • Dimensions: 5 X 9

Other

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile
  • Level: Upper
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Features: Built-in Features
  • Level: Upper
  • Area: 775
  • Dimensions: 25 X 31

Primary Bathroom

  • Features: Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Built-in Features,Double Sink,Flooring - Ceramic Tile,Flooring - Tile/Brick
  • Level: Upper
  • Area: 180
  • Dimensions: 15 X 12

Primary Bedroom

  • Features: Built-in Features,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Crown Molding,Flooring - HardWood,Primary Bedroom - Sitting Area,Walk-In Closet(s)
  • Level: Upper
  • Area: 570
  • Dimensions: 30 X 19

Recreation Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 512
  • Dimensions: 16 X 32

Sitting Room

  • Features: Built-in Features,Cathedral/Vaulted Ceiling,Flooring - HardWood
  • Level: Upper

Storage Room

  • Level: Lower
  • Area: 45
  • Dimensions: 5 X 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0503154297
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Negotiable

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Wrap Around,Patio,Porch
  • Exterior features: Sidewalks,Lighting
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods,Street
  • Frontage type: Road Frontage

Lot

  • Lot size: 1.22 Acres
  • Features: Backs to Trees,Wooded,Cleared,Corner Lot,Front Yard,Landscaped,Level,Premium,Rear Yard,SideYard(s)

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Side,Garage Door Opener,Concrete,Private,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 7