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114 Bluff Rd, Earleville, MD, 21919

2beds
2baths
900sqft
$495,000
$550price/sqft
$3,470/moest. monthly cost
$138,800/yrincome needed

About This Home

Enjoy unlimited waterfront views of the Elk River and the Chesapeake Bay from this beautifully maintained, original-owner cottage. This fully furnished 2-bedroom, 2-bath retreat is move-in ready and perfect as a primary residence, vacation home, or investment property. Inside, the home features a spacious primary suite with a full bath and closet, along with an open-concept living room, dining area, and kitchen. Vaulted ceilings, a breakfast bar, and two sets of Andersen French doors create a bright, airy space filled with natural light. Expansive windows frame stunning views of the community open space, bluff, beach, and water beyond. Step outside to a large front deck—ideal for entertaining or simply relaxing while taking in the scenery. The elevated design of the home allows for a versatile lower level with a patio, driveway, and storage, offering endless possibilities. An additional deeded lot is included and houses the septic system, adding extra value and flexibility. West View Shores is located in Cecil County on Maryland’s Eastern Shore at the Top of the Chesapeake Bay. Views of Turkey Point, the lighthouse and Elk Neck State Park are enjoyed from various points in the community. West View Shores is a community featuring a beautiful beach along the Elk River with spectacular sunsets across the Bay. Boating, fishing and other water sports are accessible from the boat ramp and dock which provide residents a variety of leisure experiences year round.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
6/10
7/10
Bohemia Manor High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier,Pilings
  • Roof: Fiberglass,Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range Hood,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Combination Dining/Living,Combination Kitchen/Living,Dining Area,Efficiency,Open Floorplan,Primary Bath(s),Primary Bedroom - Bay Front,Upgraded Countertops,Walk-In Closet(s),Bar,Other,Ceiling Fan(s),Dry Wall,9'+ Ceilings,Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Door features: French Doors,Insulated,Storm Door(s)
  • Window features: Double Pane Windows,Energy Efficient,Skylight(s),Window Treatments
  • Flooring: Hardwood,Carpet,Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0801003860
  • Zoning: RR
  • Zoning description: residential
  • Special condition: Standard
  • Exclusions: 2 Paintings

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Boat Storage,Play Area,Storage,Other,Private Beach
  • Has view: Yes
  • View description: Bay,Panoramic,River,Scenic Vista,Water
  • Has water view: Yes
  • Water view: Bay,River,Water
  • Waterfront features: Bayfront,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard,Canoe/Kayak,Fishing Allowed,Bay
  • Waterbody name: Elk River / Chesapeake Bay

Lot

  • Lot size: 9,016 sqft
  • Features: Additional Lot(s),Corner Lot,Fishing Available,Flood Plain,Front Yard,Level,Rear Yard,SideYard(s),Other

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$230$2,760
Property Taxes $457$5,484
Electricity $281$3,374
Total$3,470$41,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,971/yr
40% on housing$104,100/yr
45% on housing$92,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 21919$143
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21919$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$495,000

For Sale by Agent

AgentVicky Lawson
BrokerageLong & Foster Real Estate, Inc.

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