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21 Hacks Point Rd, Earleville, MD, 21919

2beds
1baths
1,060sqft
$274,900
$259price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Hacks Point is easy access to rt 40, and 95 while allowing a boater's experience at an affordable price. This property is two lots adding up to over 19000 sq. ft. The property has a newer BAT septic system and older drilled well. The house has been stripped to the studs, there is some water view, and with some ingenuity in the remodel, more view can be had. There is a new perc towards the back corner of the property which may allow an ancillary dwelling to be built. Hacks Point offers two larger beaches and some smaller beaches for residents and guests. The 65-slip pier allows for varied sizes of boats and depths up to 8 feet MLW. The community park is for everyone to enjoy. Spring through fall there are boats in the water. Across the river is a worldclass winery and restaurant as well as a state park perfect for hiking and horse trails.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
6/10
7/10
Bohemia Manor High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0801014323
  • Zoning: VR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Limited
  • Waterfront features: River,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC)
  • Waterbody name: Bohemia River

Lot

  • Lot size: 9,147 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$128$1,536
Property Taxes $264$3,168
Electricity $281$3,374
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 21919$146
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21919$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Listed for sale$274,900
2019-11-24Listing removed$129,900
2019-11-23Listed for sale$129,900
2019-10-08Pending sale$129,900
2019-07-24Price change$129,900
2019-05-26Listed for sale$139,900
1996-05-17Sold$47,000

For Sale by Agent

AgentGregory Arena
BrokerageRE/MAX Advantage Realty

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