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57 New York Ave, Earleville, MD, 21919

2beds
1baths
870sqft
$295,000
$339price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

Affordable & adorable summer cottage. Ready to move right in and start enjoying life on the Chesapeake Bay. There is a gas furnace and central air conditioning so you can stretch the seasons for maximum enjoyment. A rear patio offers the perfect spot for your morning coffee or just catching up with the neighbors. You also have a carport on the side of the cottage and access to the rear yard via alley and double gate in the fence. Terrific sandy beach access is included and you also have the option of joining the yacht club to gain access to a more private beach area and potential slip rental. Your premiere gateway to the Eastern Shore!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
6/10
7/10
Bohemia Manor High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Dishwasher,Electric Water Heater

Bedroom1

  • Level: Main
  • Area: 90
  • Dimensions: 10 X 9

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Features

  • Ceiling Fan(s),Kitchen - Galley
  • Window features: Replacement,Vinyl Clad
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 870

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13 X 8

Living Room

  • Features: Fireplace - Gas
  • Level: Main
  • Area: 200
  • Dimensions: 20 X 10

Other

  • Level: Main
  • Area: 152
  • Dimensions: 19 X 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0801023551
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Barbecue
  • Waterfront features: Beach Access,Bay
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 4,486 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Unpaved,Driveway,Detached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$137$1,644
Property Taxes $279$3,348
Electricity $281$3,374
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 21919$146
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21919$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$295,000
2026-05-14Listed for sale$307,000
2025-04-15Listing removed$279,000
2024-10-22Listed for sale$279,000
2022-09-30Sold$215,000
2022-08-22Contingent$225,000
2022-07-31Price change$225,000
2022-07-15Pending sale$239,900
2022-07-14Listing removed$239,900
2022-06-15Listed for sale$239,900

For Sale by Agent

AgentSteven Parker
BrokerageL. C. Parker Real Estate

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