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130 Carriage Ln, Elkton, MD, 21921

4beds
3baths
2,464sqft
$550,000
$223price/sqft
$3,817/moest. monthly cost
$152,680/yrincome needed

About This Home

Welcome to a home that feels like your own private retreat—tucked quietly into the desirable neighborhood of Colonial Acres, an intimate community of just 19 homes offering a rare blend of privacy and convenience. This beautifully updated brick Dutch Colonial features 4 bedrooms and 2.5 baths, but what truly sets it apart is how it lives. From the moment you arrive, you’ll notice the care and attention in every detail—from the warmth of the wood flooring throughout the main level to the thoughtfully renovated kitchen with granite countertops and all-wood cabinetry. Just off the kitchen, a cozy family room with a fireplace creates the perfect everyday gathering space—ideal for quiet nights in or hosting with ease. It’s a layout designed for both comfort and connection. Upstairs, the primary suite offers a peaceful escape, complete with a fully remodeled bathroom that blends comfort and style. An added HVAC zone with heat pump ensures year-round comfort, no matter the season. Step outside, and the experience truly comes to life. The backyard feels like a private oasis—centered around a stunning in-ground pool and enhanced by extensive hardscaping. A beautifully designed veranda with an outdoor TV and electric fireplace creates the perfect setting for everything from quiet evenings to lively gatherings. All of it is framed by a high vinyl privacy fence, offering both seclusion and a sense of escape. A large shed provides convenient storage for all your pool and outdoor essentials. With major updates including fresh paint, new windows, updated systems, and a newer water heater, this home offers peace of mind from day one. Private, updated, and ideally located—this is more than just a home. It’s where everyday living feels elevated and weekends feel like a getaway.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
3/10
Elkton Middle SchoolGrades 6-81.2 mi
4/10
Elkton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Front,Concrete,Glass,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Dutch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 1118
  • Dimensions: 26 X 43

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump,Unfinished,Windows

Bathroom1

  • Features: Countertop(s) - Solid Surface,Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 24
  • Dimensions: 4 X 6

Bathroom3

  • Features: Ceiling Fan(s),Flooring - Solid Hardwood
  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Solid Hardwood
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Solid Hardwood
  • Level: Upper
  • Area: 221
  • Dimensions: 17 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Balcony Access,Chair Rail,Flooring - Solid Hardwood,Formal Dining Room
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Family Room

  • Features: Built-in Features,Fireplace - Gas,Flooring - Solid Hardwood
  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Chair Railings,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Other,Dry Wall,Paneled Walls
  • Door features: French Doors,Storm Door(s)
  • Window features: Double Pane Windows,Vinyl Clad,Window Treatments
  • Flooring: Carpet,Concrete,Luxury Vinyl,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Electric,Equipment,Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,464

Foyer

  • Features: Flooring - Solid Hardwood
  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Oil
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,652
  • Total interior livable area: 2,464 sqft

Kitchen

  • Features: Breakfast Nook,Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Laundry

  • Features: Balcony Access,Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 91
  • Dimensions: 7 X 13

Living Room

  • Features: Flooring - Solid Hardwood,Window Treatments
  • Level: Main
  • Area: 234
  • Dimensions: 18 X 13

Other

  • Features: Countertop(s) - Solid Surface,Double Sink,Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 99
  • Dimensions: 11 X 9

Primary Bathroom

  • Features: Granite Counters,Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 108
  • Dimensions: 9 X 12

Primary Bedroom

  • Features: Ceiling Fan(s),Flooring - HardWood
  • Level: Upper
  • Area: 247
  • Dimensions: 13 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0803007707
  • Zoning: R
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Ring Camera On Veranda,Veranda Refrigerator,Garage Freezer,Two Wall Mounted Tv & Brackets,Basement Shelving

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Concrete,Fenced,In Ground,Private
  • Patio & porch: Deck,Patio,Porch,Roof
  • Exterior features: Chimney Cap(s),Extensive Hardscape,Lighting,Flood Lights,Storage,Sidewalks
  • Fencing: Vinyl
  • Frontage type: Road Frontage

Lot

  • Lot size: 0.85 Acres
  • Features: Front Yard,Landscaped,Level,SideYard(s),Year Round Access

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$213$2,556
Property Taxes $510$6,120
Electricity $313$3,767
Total$3,817$45,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,868/yr
40% on housing$114,510/yr
45% on housing$101,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$177
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$574,999
2026-04-03Listed for sale$599,999
2015-10-27Sold$281,500
2015-07-23Price change$289,900
2015-06-30Price change$304,900
2015-05-30Listed for sale$314,900

For Sale by Agent

AgentAmber Durand
BrokeragePatterson-Schwartz Real Estate

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