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2324 Oldfield Point Rd, Elkton, MD, 21921

2beds
1baths
1,524sqft
$249,999
$164price/sqft
$1,874/moest. monthly cost
$74,960/yrincome needed

About This Home

needs work sold as is

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
4/10
North East Middle SchoolGrades 6-84.4 mi
3/10
North East High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0803024040
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$96$1,152
Property Taxes $233$2,796
Electricity $281$3,374
Total$1,874$22,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,251/yr
40% on housing$56,220/yr
45% on housing$49,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$179
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Price change$274,999
2025-12-15Price change$284,999
2025-11-20Price change$289,999
2025-11-06Price change$299,999
2025-10-31Price change$325,000
2025-10-23Price change$349,999
2025-10-13Listed for sale$374,999
2025-09-04Sold$143,433
2025-08-13Pending sale$299,000
2025-08-10Listed for sale$299,000
2001-06-29Sold$125,000

For Sale by Agent

AgentKeith Brooks
BrokerageThurston Wyatt Real Estate, LLC

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