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101 Miller St, Elkton, MD, 21921

2beds
1baths
822sqft
$275,000
$335price/sqft
$2,174/moest. monthly cost
$86,960/yrincome needed

About This Home

FOR LESS THAN A TOWNHOME This two-bedroom, one-bathroom house offers approximately 822 square feet of living space. The primary bedroom features ample natural light and spacious closet storage. The additional bedroom provides a versatile space that could be used as an office, guest room, or hobby room. The full bathroom includes a shower/tub combination and vanity with storage. The open-concept living area seamlessly flows between the living room, dining area, and kitchen, creating a comfortable and functional flow. The kitchen is equipped with essential appliances and ample cabinetry for storage. The property sits on a 8,712 square foot lot, providing great space for outdoor enjoyment or expansion. This home presents an opportunity to customize and make it your own.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
3/10
Elkton Middle SchoolGrades 6-80.2 mi
4/10
Elkton High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dry Wall
  • Finished area below ground: 0
  • Finished area above ground: 822

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 822
  • Total interior livable area: 822 sqft

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 1001674323
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$106$1,272
Property Taxes $397$4,764
Electricity $281$3,374
Total$2,174$26,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,537/yr
40% on housing$65,220/yr
45% on housing$57,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$178
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$269,900
2026-08-07Listed for sale$275,000
2022-10-06Sold$190,000
2019-08-24Listing removed$149,900
2019-05-16Price change$149,900
2019-05-01Price change$151,900
2019-03-31Listed for sale$154,900
2017-06-07Sold$129,900
2017-03-25Price change$129,900
2017-03-02Listed for sale$134,900
2016-11-19Listing removed$134,900
2016-08-15Price change$134,900
2016-07-01Price change$138,900
2016-06-05Listed for sale$139,900
2006-09-01Sold$153,400
2005-06-01Sold$102,000

For Sale by Agent

AgentPat Kane
BrokerageColdwell Banker Realty

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