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160 Independence Dr, Elkton, MD, 21921

2beds
2baths
1,352sqft
$289,999
$214price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

2 Bedrooms, 1 1/2 Bath, 1 Car Garage, Unfinished Basement. Move in ready! Why rent when you can buy. Nice level back yard

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
Elkton Middle SchoolGrades 6-81.7 mi
4/10
Elkton High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Water Heater,Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Flooring - Concrete
  • Level: Main

Basement

  • Has basement: Yes
  • Basement: Garage Access

Bathroom1

  • Features: Flooring - Vinyl
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bathroom - Tub Shower,Breakfast Area,Combination Dining/Living,Floor Plan - Traditional,Kitchen - Table Space,Pantry,Dry Wall
  • Door features: Sliding Glass
  • Window features: Double Hung,Double Pane Windows,Window Treatments
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Finished area below ground: 56
  • Finished area above ground: 1,296

Foyer

  • Features: Flooring - Ceramic Tile
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Kitchen

  • Features: Flooring - Vinyl,Pantry,Kitchen - Electric Cooking,Breakfast Room,Double Sink,Window Treatments
  • Level: Upper

Living Room

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper

Other

  • Features: Attached Bathroom,Bathroom - Tub Shower,Flooring - Vinyl
  • Level: Upper

Storage Room

  • Features: Flooring - Concrete
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0803105628
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rain Gutters,Sidewalks
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 2,178 sqft
  • Features: Rear Yard

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Inside Entrance,Paved,Attached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$112$1,344
Property Taxes $418$5,016
Electricity $281$3,374
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$178
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$289,999
2024-09-11Listing removed$1,800
2024-09-04Listed for rent$1,800
2021-01-26Listing removed--
2021-01-06Price change$1,475
2020-12-14Listed for rent$1,500
2000-05-16Sold$120,000

For Sale by Agent

AgentMelinda Wimer
BrokerageHarlan C. Williams Co.

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