




169 Providence Rd, Elkton, MD, 21921
About This Home
Welcome home to 169 Providence Road — a private 3-bedroom, 2-bath ranch retreat nestled on 3.29 beautifully open acres in the heart of Cecil County's most sought-after horse country. This is the kind of property that stops you the moment you arrive. No HOA, no crowded subdivision, no compromise — just wide open space, fresh air, and a setting that feels worlds away from the noise of everyday life while still being conveniently close to everything that matters. Inside, the home offers over 2,500 square feet of thoughtfully laid out living space on the main level alone, plus a partially finished lower level that opens up endless possibilities for a rec room, home gym, workshop, or additional living quarters. Wood floors flow through the main living areas, and a second full kitchen adds tremendous versatility — ideal for canning, entertaining large gatherings, or accommodating multi-generational living with ease. The screened porch and deck off the kitchen are where this home truly shines, offering front-row seats to one of the most peaceful views you'll find in Cecil County — neighboring horses grazing lazily across the pasture while you sip your morning coffee. It's the kind of view you never take for granted. The sellers have done the hard work so you don't have to. Every major system has been updated in recent years: roof replaced 5 years ago, windows replaced 5 years ago, HVAC updated 4 years ago, well tank replaced 5 years ago, and water heater replaced just 3 years ago. Move in with confidence knowing the big-ticket items are well behind you and years of worry-free living lie ahead. A side-entry 2-car garage, abundant storage throughout, and a layout that blends comfort with functionality make this home as practical as it is charming. Step outside and the 3.29 acres invite you to make this property entirely your own — space for a garden, space for animals, space to simply breathe. The location is the crown jewel for equestrian enthusiasts and nature lovers alike. You're just minutes from Fair Hill Natural Resources Management Area, home to hundreds of miles of scenic trails and the world-renowned Maryland 5 Star, one of the most prestigious equestrian competitions in the country. Quick access to the Pennsylvania state line and the University of Delaware rounds out a location that truly delivers on all fronts. Properties combining this much acreage, this many updates, horse country living, and a location this close to Fair Hill are rare finds in today's market. Come experience 169 Providence Road for yourself — and prepare to never want to leave.
Getting Around
Schools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Refrigerator,Range Hood,Water Heater,Cooktop,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Other
Bathroom3
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- 2nd Kitchen,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom
- Flooring: Hardwood,Carpet,Wood
- Fireplace features: Pellet Stove,Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 2,510
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Other,Electric
Interior Area
- Total structure area: 5,020
- Total interior livable area: 2,510 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Screened Porch
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0804008707
- Zoning: RR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Porch,Screened,Screened Porch
- Fencing: Partial
- Has view: Yes
- View description: Garden
Lot
- Lot size: 3.29 Acres
- Features: Rural
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Inside Entrance,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,236 | $38,832 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $7 | $84 |
| Electricity | $319 | $3,837 |
| Total | $3,810 | $45,720 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $648,500 |
| 2025-12-02 | Listing removed | $659,000 |
| 2025-09-29 | Listed for sale | $659,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-02-25 | Listing removed | $345,000 |
| 2019-02-24 | Price change | $345,000 |
| 2018-08-31 | Listed for sale | $335,000 |
| 2018-04-22 | Listing removed | $336,000 |
| 2017-11-05 | Price change | $336,000 |
| 2017-09-28 | Price change | $336,500 |
| 2017-08-08 | Price change | $338,500 |
| 2017-06-20 | Price change | $340,000 |
| 2017-05-22 | Price change | $346,000 |
| 2017-04-15 | Price change | $350,000 |
| 2017-04-06 | Price change | $355,000 |
| 2017-03-09 | Price change | $370,000 |
| 2017-01-16 | Price change | $369,000 |
| 2016-12-19 | Price change | $370,000 |
| 2016-11-22 | Price change | $370,500 |
| 2016-10-29 | Listed for sale | $375,500 |
| 2015-01-04 | Listing removed | $370,500 |
| 2014-08-12 | Price change | $370,500 |
| 2014-07-08 | Price change | $365,500 |
| 2014-03-14 | Price change | $367,500 |
| 2013-12-08 | Listed for sale | $369,900 |
| 2005-06-27 | Sold | $339,900 |
| 2004-07-26 | Sold | $450,000 |
