10 Stirrup Dr, Elkton, MD, 21921
About This Home
Welcome to 10 Stirrup Drive, an exquisite Colonial-style residence nestled in the prestigious West Creek Village. This well maintained home offers approximately 2,348 square feet of living space, blending classic charm with contemporary efficiency. The inviting interior features hardwood and ceramic flooring, tray ceilings, and an open-concept layout. The main level includes a spacious eat-in kitchen, a formal living room, and a cozy family room centered around a gas fireplace. Upstairs, the expansive primary suite boasts a large walk-in closet, ceiling fan and an ensuite bath with double vanities, jetted tub, and separate stall shower. Two additional bedrooms on this level share a second full bath. The partially finished lower level provides a versatile space for recreation or a home office, along with a separate laundry room including a washer and dryer. Significant upgrades include a newer HVAC system, new roof, water softener system and energy-efficient leased solar panels, ensuring low monthly utility costs. Outside, the level lot is beautifully landscaped, featuring a covered front porch and a rear deck—perfect for outdoor entertaining. The property also includes an attached two-car front entry garage, with side door to the rear yard, and a paved driveway for ample parking. There is no HOA, providing added flexibility for the homeowner. Located just minutes from I-95, tax-free Delaware shopping, and local schools, this home offers an easy commute to Philadelphia International and BWI airports.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good,Excellent,Very Good
- Year built: 1995
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Extra Refrigerator/Freezer,Oven/Range - Gas,Refrigerator,Washer,Stainless Steel Appliance(s),Gas Water Heater
- Laundry features: In Basement
Basement
- Area: 504
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Partially Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Soaking Tub,Kitchen Island,Eat-in Kitchen
- Flooring: Ceramic Tile,Carpet,Wood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas/Propane,Mantel(s),Screen
- Fireplace: Yes
- Finished area below ground: 504
- Finished area above ground: 1,844
Heating & Cooling
- Heating features: Forced Air,Natural Gas Available,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,348
- Total interior livable area: 2,348 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0804035682
- Zoning: UR
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Porch
- Exterior features: Sidewalks
Lot
- Lot size: 6,970 sqft
- Features: Cleared,Front Yard,Landscaped,Level,Rear Yard
- Lot size dimensions: 6795sq
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $354 | $4,248 |
| Electricity | $299 | $3,589 |
| Total | $2,769 | $33,228 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Price change | $389,000 |
| 2026-05-29 | Listed for sale | $394,000 |
| 2024-06-27 | Sold | $373,900 |
| 2024-05-20 | Pending sale | $365,000 |
| 2024-05-20 | Listing removed | -- |
| 2024-05-15 | Listed for sale | $365,000 |
| 2020-03-04 | Sold | $200,000 |
| 2019-12-31 | Listed for sale | $189,900 |
| 2019-05-06 | Sold | $281,678 |
| 2000-01-04 | Sold | $165,000 |
| 1997-12-03 | Sold | $135,319 |
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