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27 1st Ave, Elkton, MD, 21921

2beds
2baths
1,496sqft
$189,900
$127price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Great opportunity to buy below market value a charming rancher in the water oriented community of Elkmore on the Elk River . House needs work, but opportunities are endless. Seller never occupied the property, so the listing might not be accurate. Buyer and agent must do their own due diligence. Buyer pays all closing cost, seller prefers New World Title. Cash or private money only. MUST SEE!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
North East Middle SchoolGrades 6-84.7 mi
3/10
North East High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Flooring - Laminated,Fireplace - Wood Burning
  • Level: Main
  • Area: 270
  • Dimensions: 15 X 18

Features

  • Family Room Off Kitchen,Dining Area,Dry Wall,Paneled Walls
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,496

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,496 sqft

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Laundry

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Living Room

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Other

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Primary Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Screened Porch

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 72
  • Dimensions: 6 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0805020395
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Screened Porch
  • Exterior features: Private Beach
  • Waterfront features: River,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed
  • Waterbody name: Elk River

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$73$876
Property Taxes $175$2,100
Electricity $281$3,374
Total$1,489$17,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$179
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$184,900
2026-07-17Listed for sale$189,900
2020-09-08Sold$169,900
2020-07-11Pending sale$169,900
2020-07-04Listed for sale$169,900
2019-12-02Listing removed$189,900
2019-07-09Price change$189,900
2018-11-29Listed for sale$199,900
2018-09-10Pending sale$199,900
2018-08-09Listed for sale$199,900
2013-06-17Sold$205,000
2013-01-17Listed for sale$179,900
2008-02-28Sold$205,000
2007-08-03Sold$155,000

For Sale by Agent

AgentAlex Fox
BrokerageAllfirst Realty, Inc.

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