89 Greenwood St, Elkton, MD, 21921
About This Home
There's no place like home at 89 Greenwood Street! Situated on nearly half an acre and backing to mature trees, this beautifully updated home offers a peaceful wooded setting just minutes from Elk Neck State Forest, Elk Neck State Park, local marinas, and the shops and restaurants of downtown North East. Upstairs, the bright living room is filled with natural light from the large picture window. An arched opening leads to the dining area and beautifully remodeled kitchen, complete with stainless steel appliances, solid surface countertops, and walnut plank flooring. Just off the kitchen, the spacious rear deck with new deck boards, railings, and steps overlooks the backyard, making it an ideal spot to relax or entertain. Three bedrooms with brand new carpet and a renovated full bathroom with a tub/shower combination and walnut plank flooring complete the upper level. The finished lower level offers a spacious great room with a wood-burning stove and sliding glass doors leading to the backyard, a fourth bedroom that also offers flexibility as a home office, gym, or hobby room, a renovated full bathroom with a walk-in shower, a laundry room, and an unfinished utility area. Fresh paint, new trim, new recessed lighting, and updated fixtures throughout showcase the care and craftsmanship that went into this extensive renovation. Don't miss your opportunity to make this beautiful home yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Permanent
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
- Laundry features: Lower Level
Basement
- Area: 500
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Partial,Finished,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access,Windows
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Attic,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Combination Kitchen/Dining,Family Room Off Kitchen,Eat-in Kitchen,Recessed Lighting,Upgraded Countertops
- Flooring: Carpet
- Fireplace features: Wood Burning Stove
- Finished area below ground: 500
- Finished area above ground: 1,164
Heating & Cooling
- Heating features: Heat Pump,Oil
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,664
- Total interior livable area: 1,664 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0805036607
- Zoning: LDR
- Special condition: Standard
Features
- Levels: Split Foyer,Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.45 Acres
- Features: Backs to Trees,Front Yard,Rear Yard
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Coastal Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $352 | $4,224 |
| Electricity | $281 | $3,374 |
| Total | $2,804 | $33,648 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $399,000 |
| 2025-12-09 | Sold | $300,000 |
| 2025-10-27 | Pending sale | $300,000 |
| 2025-10-09 | Price change | $300,000 |
| 2025-09-26 | Price change | $305,000 |
| 2025-09-22 | Price change | $319,900 |
| 2025-09-17 | Price change | $330,000 |
| 2025-09-16 | Listed for sale | $340,000 |
| 2015-10-23 | Listing removed | -- |
| 2015-10-16 | Listed for sale | -- |
| 2001-04-10 | Sold | $117,000 |
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