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874 E Old Philadelphia Rd, Elkton, MD, 21921

3beds
1baths
1,204sqft
$239,000
$199price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

TO BE OFFERED FOR SALE AT PUBLIC AUCTION AT THE PROPERTY ON THURSDAY MAY 21, 2026 AT 11AM BY JOE AVAMPATO IN COOPERATION WITH ALBERTI REALTY. THE LIST PRICE IS THE SUGGESTED OPENING BID AND NOT THE ANTICIPATED SALE PRICE. $10,000 CASH OR CERTIFIED CHECK CONTRACT DEPOSIT REQUIRED. SETTLEMENT ON OR BEFORE JUNE 19, 2026. INVESTOR ALERT! SINGLE FAMILY RENTAL INVESTMENT IN ELKTON! Tenant occupied 3 bed 1 bath rancher now available. Tenant is month to month and pays $950 per month. Please only drive by and exterior showings until auction day. Do not disturb the tenants

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
4/10
North East Middle SchoolGrades 6-81.4 mi
3/10
North East High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Other
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,204

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0805049768
  • Zoning: UR
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.92 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$92$1,104
Property Taxes $224$2,688
Electricity $281$3,374
Total$1,805$21,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$179
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$270,000
2023-01-23Sold$123,000
2013-10-23Sold$36,000

Unknown Listed By

AgentJoseph Avampato
BrokerageAlberti Realty, LLC

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