54 4th St, North East, MD, 21901
About This Home
Welcome home! This cottage on Red Point Beach is the perfect getaway. Tucked away in a peaceful location you won't want to miss this one! Coming with two bedrooms and one full bathroom , there is room for just you or even a few guests. Water access is a huge bonus with his property. Buyer can make changes to make this a primary residence if desired or keep it for an air B&B vacation rental. Just a walk away from a beach and boat launch, perfect for relaxing! All interior furnishings, boat and golf cart not included but negotiable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 624
Heating & Cooling
- Heating features: Other,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 624
- Total interior livable area: 624 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0805050677
- Zoning: RR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: River,Trees/Woods,Water
- Has water view: Yes
- Water view: River,Water
Lot
- Lot size: 5,000 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Coastal Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $199 | $2,388 |
| Electricity | $281 | $3,374 |
| Total | $1,551 | $18,612 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-14 | Listed for sale | $199,900 |
| 2022-08-08 | Listing removed | $175,000 |
| 2022-08-08 | Listed for sale | $175,000 |
| 2022-07-07 | Contingent | $175,000 |
| 2022-05-09 | Listed for sale | $175,000 |
| 2012-01-17 | Listing removed | $69,900 |
| 2011-07-29 | Listed for sale | $69,900 |
| 1998-04-24 | Sold | $25,000 |
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