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41 River Rd, Perryville, MD, 21903

3beds
2baths
2,464sqft
$1,200,000
$487price/sqft
$8,398/moest. monthly cost
$335,920/yrincome needed

About This Home

Waterfront with passive income opportunities! Two story home, first floor occupied by owner with long-time tenant on second floor. Great views of the Susquehanna River and Garrett Island. Two updated docks with up to twenty-five boat slips!!! Town Boat Ramp one-half mile away. Built in 1978 with several updates in recent years including windows, kitchen, bath, flooring, HVAC.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
4/10
Perryville Middle SchoolGrades 6-80.8 mi
6/10
Perryville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 96
  • Dimensions: 12 X 8

Family Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 420
  • Dimensions: 28 X 15

Features

  • 2nd Kitchen,Combination Kitchen/Dining,Entry Level Bedroom,Dry Wall
  • Door features: Insulated
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,464

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Upper
  • Area: 96
  • Dimensions: 12 X 8

Living Room

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 180
  • Dimensions: 15 X 12

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 272
  • Dimensions: 17 X 16

Storage Room

  • Level: Unspecified

Utility Room

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 0807019718
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water,Marina,River
  • Has water view: Yes
  • Water view: Water,Marina,River
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,River,Sail,Personal Watercraft (PWC),Fishing Allowed,Canoe/Kayak,Boat - Powered
  • Frontage length: Road Frontage: 138,Water Frontage Ft: 112

Lot

  • Lot size: 0.51 Acres
  • Features: Bulkheaded,Sandy
  • Lot size dimensions: 138 street, 112 water

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Off Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$541$6,492
Property Taxes $1,477$17,724
Electricity $313$3,767
Total$8,398$100,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,931/yr
40% on housing$251,940/yr
45% on housing$223,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 21903$153
Cecil County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 21903$210
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-24Price change$1,200,000
2023-07-13Listed for sale$1,150,000
2023-04-15Listing removed--
2022-10-16Listed for sale$1,150,000
2018-11-05Sold$130,000
2018-07-27Listing removed$429,000
2018-05-31Price change$429,000
2017-08-02Price change$499,000
2017-02-20Listed for sale$549,000

For Sale by Agent

AgentBill Standiford
BrokerageEXIT Preferred Realty

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