




520 Bell Manor Rd, Conowingo, MD, 21918
About This Home
***IT IS SUBDIVIDABLE *** **Welcome to a slice of historic ,rustic paradise nestled in nature's embrace! This sprawling 9.23-acre property is an adventurer's dream, offering a unique blend of history, potential, and natural beauty. A total of 3 homes on this property. The property has a rich history of roots that go back to the civil war and sits up against the girl scouts retreat for Cecil County. **The main farmhouse, has 3 bedrooms and 3 baths, carries the charm of yesteryears but is ripe for a modern transformation. With an expansive basement that could easily be converted into a cozy apartment, it has a kitchen, bathroom, and private entrance already. The possibilities are as vast as the surrounding wilderness. **In addition to the farmhouse, there's another 2-bedroom, 1-bath, house awaiting restoration after a roof leak. While it needs some TLC, this second dwelling holds its own historic allure. **For those seeking comfort and convenience, a well-maintained 2-bedroom, 2-bath mobile home stands on concrete footers, offering a cozy retreat amidst the natural splendor. **Imagine waking up to the sounds of wildlife, surrounded by trees and open skies. This property, approved for subdivision, presents a canvas for your imagination. Whether you envision a revitalized farmstead, a private retreat, or a haven for outdoor enthusiasts, this land beckons to be cherished and revitalized. **Seize this opportunity to embrace the rustic allure, unlock the hidden potential, and write the next chapter in this land's storied history. Discover the magic of country living with a touch of nostalgia and endless possibilities!
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle,Other
- Construction materials: Block,Cedar,Concrete,CPVC/PVC,Frame,Galvanized Plumbing,Masonry,Rough-In Plumbing,Stucco
Notable Dates
- Major remodel year: 1960
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse/National Folk
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Extra Refrigerator/Freezer,ENERGY STAR Qualified Refrigerator,Microwave,Cooktop,Washer,Water Heater,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Other
Bedroom1
- Features: Flooring - Carpet
- Level: Upper
Bedroom2
- Features: Flooring - Carpet
- Level: Upper
Bedroom3
- Features: Flooring - Carpet
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Features
- 2nd Kitchen,Combination Dining/Living,Combination Kitchen/Dining,Eat-in Kitchen,Studio
- Window features: Double Pane Windows
- Flooring: Carpet,Concrete,Laminate
- Fireplace features: Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 3,448
Heating & Cooling
- Heating features: Wood Stove,Propane
- Cooling features: Window Unit(s),Central Air,Electric
Interior Area
- Total structure area: 4,202
- Total interior livable area: 3,448 sqft
Kitchen
- Features: Flooring - Vinyl
- Level: Main
Living Room
- Features: Flooring - Carpet
- Level: Main
Sitting Room
- Features: Flooring - Carpet
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0808007373
- Zoning: NAR
- Special condition: Standard
- Other equipment: Negotiable
- Exclusions: Lawn Mower,Furniture,Freezer
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Porch,Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 9.29 Acres
- Features: Backs to Trees,Front Yard,Private,Rear Yard,Rural,Secluded,SideYard(s),Wooded
Parking
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Drought
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,944 | $47,328 |
| Home Insurance * | $335 | $4,020 |
| Property Taxes | $724 | $8,688 |
| Electricity | $439 | $5,271 |
| Total | $5,442 | $65,304 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-16 | Listed for sale | $780,000 |
| 2025-03-31 | Listing removed | $795,000 |
| 2024-06-12 | Listed for sale | $795,000 |
| 2024-05-29 | Listing removed | -- |
| 2024-04-26 | Listed for sale | $800,000 |
| 2023-07-25 | Listing removed | $860,000 |
| 2023-02-21 | Listed for sale | $860,000 |
| 2011-11-20 | Listing removed | $399,900 |
| 2010-11-23 | Price change | $399,900 |
| 2010-07-24 | Price change | $410,000 |
| 2010-04-24 | Listed for sale | $425,000 |
| 2009-09-20 | Listing removed | $490,000 |
| 2008-10-15 | Listed for sale | $490,000 |
| 2008-07-27 | Listing removed | $750,000 |
| 2008-03-12 | Listed for sale | $750,000 |
