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3035 N Luna Ave, Chicago, IL, 60641

6beds
2baths
1,600sqft
$499,500
$312price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

Welcome to your new home in the heart of Belmont Cragin. Classic Chicago Bungalow offers modern updates, making it an ideal blend of comfort and style. Upon entering, you are welcome with amazing natural light beaming through BRAND NEW energy efficient windows throughout, appreciating the spaciousness, warmth of the living areas adorned with gleaming hardwood floors and a decorative fireplace. The main floor features three bedrooms and a full bath providing ample space for family and guests. The kitchen has been tastefully updated with modern stainless-steel appliances and granite countertops. The second level offers the large primary bedroom with a large closet and a unique space for an office or expansive dressing room. Downstairs, the open basement boasts excellent recessed lighting, offering an in-law arrangement with two bedrooms, a glimmering full bath and unique entertaining area with a stainless steel refrigerator. Basement also boasts a BRAND NEW Washer and Dryer as well. Central air conditioning keeps you cool and comfortable on the first floor and basement ensuring comfort year-round. The 2nd floor offers BRAND NEW AC window units. Outside a large yard with convenient 3 car parking pads awaits your outdoor gatherings and gardening aspirations. Don't miss the opportunity to make this meticulously updated bungalow your own! Schedule your showing today and envision life in this charming Chicago home.

Getting Around

89
WalkingVery Walkable
61
TransitGood Transit
66
BikeBikeable

Schools

4/10
Camras Elementary SchoolGrades PK-80.3 mi
1/10
Foreman High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom4

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom5

  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Bedroom6

  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Laundry

  • Level: Basement
  • Area: 36
  • Dimensions: 6X6

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Master Bedroom

  • Level: Second
  • Area: 414
  • Dimensions: 23X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 13281090090000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 30 x 125

Parking

  • Total spaces: 3
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$186$2,232
Property Taxes $720$8,640
Electricity $130$1,569
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 60641$267
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60641$248
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$499,500
2024-11-03Listing removed$429,900
2024-10-19Listed for sale$429,900
2024-10-14Contingent$429,900
2024-10-10Listed for sale$429,900
2024-09-23Listing removed$449,000
2024-09-17Listed for sale$449,000
2024-08-28Listing removed$469,000
2024-08-21Price change$469,000
2024-07-29Listed for sale$479,000
2024-07-29Listing removed--
2024-07-15Listed for sale$495,000
2023-10-13Sold$315,000
2023-09-17Contingent$335,000
2023-09-07Listed for sale$335,000
2015-05-29Sold$210,000
2015-04-29Pending sale$249,000
2015-04-03Listed for sale$249,000

For Sale by Agent

AgentJeffrey Bates
BrokerageRealty of America, LLC

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